Spirit Lake, ID population, income and ZIP codes

Spirit Lake city is a small town in Idaho, with 1,768 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #72 of 236 ranked by population — larger than 69% of them. The median age here is 37.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Spirit Lake city earn a median of $60,938 a year, 22.4% below the national figure of $78,538 and 5% below the $63,864 median for the 100 Idaho cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 7.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Spirit Lake city is valued at $380,800, 25.5% above the national figure and 40% above the $271,500 peer median, while median gross rent runs $1,003 a month, 28.7% below the national figure, or roughly $12,036 across a full year. A household on the local median income would put about 19.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 6.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 85.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.