Silver Plume, CO population, income and ZIP codes

Silver Plume town is a very small community in Colorado, with 206 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #367 of 482 ranked by population — larger than 23% of them. The median age here is 53.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Silver Plume town earn a median of $51,458 a year, 34.5% below the national figure of $78,538 and 40% below the $86,484 median for the 223 Colorado cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 18.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Silver Plume town is valued at $477,300, 57.3% above the national figure and 5% above the $453,600 peer median, while median gross rent runs $966 a month, 31.3% below the national figure, or roughly $11,592 across a full year. A household on the local median income would put about 22.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 9.3×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 69.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 9.3× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 53.5 puts Silver Plume town well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.