Fort Collins, CO population, income and ZIP codes

Fort Collins city is a mid-size city in Colorado, with 169,705 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #4 of 482 ranked by population — larger than 99% of them. The median age here is 30.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Fort Collins city earn a median of $83,598 a year, 6.4% above the national figure of $78,538 and 3% below the $86,484 median for the 223 Colorado cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 16% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Fort Collins city is valued at $548,400, 80.8% above the national figure and 21% above the $453,600 peer median, while median gross rent runs $1,661 a month, 18.1% above the national figure, or roughly $19,932 across a full year. A household on the local median income would put about 23.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.6×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 52.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 6.6× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.