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Spokane County · Washington

ZIP code 99223

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 99223 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
35,848

ZCTA residents

Median income
$91,377

Household, past 12 months

Median home
$457,200

Owner-occupied value

Sales tax
9%

Combined state + local

Quick answer

ZIP 99223 sits in Spokane County, Washington and is home to 35,848 people. Median household income is $91,377, the median home is worth $457,200 and median gross rent is $1,221. 66.7% of households own their home, and purchases are taxed at 9% combined.

County
Spokane County

FIPS 53063

State
Washington (WA)

605 ZIPs covered

Area codes
425, 509

NANPA codes serving this area

Metro area
Spokane

Rate jurisdiction used for tax

The numbers for 99223

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
35,848ZIP 99223 residents
Median household income
$91,377Past 12 months, inflation adjusted
Median home value
$457,200Owner-occupied units
Median gross rent
$1,221Rent plus utilities, monthly
Median age
41 yrsAll residents
Homeownership rate
66.7%Owner-occupied households

ZIP 99223 in context

How this area compares with national benchmarks.

ZIP 99223 is a small city in Spokane County, Washington, with 35,848 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #66 of 605 ranked by population — larger than 89% of them. The median age here is 41 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 99223 earn a median of $91,377 a year, 16.3% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 6.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 99223 is valued at $457,200, 50.7% above the national figure, while median gross rent runs $1,221 a month, 13.2% below the national figure, or roughly $14,652 across a full year. A household on the local median income would put about 16% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 66.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 99223 in context

How 99223 sits inside Spokane County and Washington.

ZIP 99223 is tabulated inside Spokane County, Washington, one of 40 ZIP areas the Census publishes for that county and 605 across Washington. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 99223 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 99223 reports a median household income of $91,377, 23% above the $74,302 county median, and 13% above the $80,861 typical WA ZIP. Owner-occupied homes are valued at a median of $457,200, 24% above the county figure and 9% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,221 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 99223 carries 9% at the register, assembled from the Spokane jurisdiction stack: the Washington state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 99223 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 99223 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 99223

What a purchase inside this ZIP costs at checkout.

Rate applied
9%Spokane jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$90Before any exemptions

This ZIP falls inside the Spokane rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
5.0×Home value ÷ household income
Est. mortgage
$2,372/mo20% down, 30-yr at 6.75%
Poverty rate
6.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 99223 compares

ZIP 99223 against the median ZIP in Spokane County and across Washington.

MeasureZIP 99223County medianState medianvs state
Median household income$91,377$74,302$80,861+13%
Median home value$457,200$368,400$421,200+9%
Median gross rent$1,221$1,174$1,305-6%
Population35,8489,3124,632+674%

Medians are computed across the 40 ZIP areas in Spokane County and the 605 ZIP areas in Washington.

Statewide rank

Where this ZIP places among all 605 Washington ZIP areas.

Income

richer than 63% of 556 state ZIPs

#205
Home value

above 58% of 548 state ZIPs

#231
Population

larger than 89% of 605 state ZIPs

#66

Comparable ZIP codes

Washington ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
98030King County$91,218$540,100$1,797
99361Walla Walla County$91,742$290,500$1,038
98257Skagit County$90,983$481,300$1,317
98662Clark County$91,883$424,200$1,685
99022Spokane County$90,814$345,600$838
98108King County$90,806$693,500$1,463

Nearby ZIP codes

Other ZIP codes filed under Spokane County.

Adjacent ZIP Codes

Other ZIP codes in Spokane County, Washington.

ZIP 99223 questions

Common questions about this ZIP code.

Where is ZIP code 99223?
ZIP 99223 lies mostly in Spokane County, Washington. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 99223?
Purchases are taxed at 9% combined, built from the Spokane jurisdiction stack.
Is 99223 expensive to live in?
Median rent runs $1,221 a month, about 16% of median household income, and the median home is worth $457,200 — +9% against the typical Washington ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 99223, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.