
Spokane County · Washington
ZIP code 99217
- Population
- 19,893
- Median income
- $71,807
- Median home
- $329,300
- Sales tax
- 9%
ZCTA residents
Household, past 12 months
Owner-occupied value
Combined state + local
Quick answer
ZIP 99217 sits in Spokane County, Washington and is home to 19,893 people. Median household income is $71,807, the median home is worth $329,300 and median gross rent is $1,267. 67.9% of households own their home, and purchases are taxed at 9% combined.
- County
- Spokane County
- State
- Washington (WA)
- Area codes
- 425, 509
FIPS 53063
605 ZIPs covered
NANPA codes serving this area
The numbers for 99217
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 19,893ZIP 99217 residents
- Median household income
- $71,807Past 12 months, inflation adjusted
- Median home value
- $329,300Owner-occupied units
- Median gross rent
- $1,267Rent plus utilities, monthly
- Median age
- 38.9 yrsAll residents
- Homeownership rate
- 67.9%Owner-occupied households
ZIP 99217 in context
How this area compares with national benchmarks.
ZIP 99217 is a mid-size town in Spokane County, Washington, with 19,893 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #176 of 605 ranked by population — larger than 71% of them. The median age here is 38.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 99217 earn a median of $71,807 a year, 8.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 12% of residents here, below the 12.4% national rate.
The typical owner-occupied home in ZIP 99217 is valued at $329,300, 8.5% above the national figure, while median gross rent runs $1,267 a month, 9.9% below the national figure, or roughly $15,204 across a full year. A household on the local median income would put about 21.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 67.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 99217 in context
How 99217 sits inside Spokane County and Washington.
ZIP 99217 is tabulated inside Spokane County, Washington, one of 40 ZIP areas the Census publishes for that county and 605 across Washington. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 99217 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 99217 reports a median household income of $71,807, 3% below the $74,302 county median, and 11% below the $80,861 typical WA ZIP. Owner-occupied homes are valued at a median of $329,300, 11% below the county figure and 22% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,267 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
A taxable purchase made inside 99217 carries 9% at the register, assembled from the Spokane jurisdiction stack: the Washington state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 99217 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 99217 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 99217
What a purchase inside this ZIP costs at checkout.
This ZIP falls inside the Spokane rate area, so state, county, city and district levies are published here as a full stack.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 99217 compares
ZIP 99217 against the median ZIP in Spokane County and across Washington.
| Measure | ZIP 99217 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $71,807 | $74,302 | $80,861 | -11% |
| Median home value | $329,300 | $368,400 | $421,200 | -22% |
| Median gross rent | $1,267 | $1,174 | $1,305 | -3% |
| Population | 19,893 | 9,312 | 4,632 | +329% |
Medians are computed across the 40 ZIP areas in Spokane County and the 605 ZIP areas in Washington.
Statewide rank
Where this ZIP places among all 605 Washington ZIP areas.
- Income
- #359
- Home value
- #373
- Population
- #176
richer than 35% of 556 state ZIPs
above 32% of 548 state ZIPs
larger than 71% of 605 state ZIPs
Comparable ZIP codes
Washington ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Spokane County.
Adjacent ZIP Codes
Other ZIP codes in Spokane County, Washington.
ZIP 99217 questions
Common questions about this ZIP code.
- Where is ZIP code 99217?
- ZIP 99217 lies mostly in Spokane County, Washington. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 99217?
- Purchases are taxed at 9% combined, built from the Spokane jurisdiction stack.
- Is 99217 expensive to live in?
- Median rent runs $1,267 a month, about 21% of median household income, and the median home is worth $329,300 — -22% against the typical Washington ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Washington State Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.