ZIP code 98402

ZIP 98402 is a mid-size town in Pierce County, Washington, with 7,500 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #261 of 605 ranked by population — larger than 56% of them. The median age here is 34.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 98402 earn a median of $54,712 a year, 30.3% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 24.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 98402 is valued at $558,100, 83.9% above the national figure, while median gross rent runs $1,478 a month, 5.1% above the national figure, or roughly $17,736 across a full year. A household on the local median income would put about 32.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 10.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 20% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 10.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 98402 is tabulated inside Pierce County, Washington, one of 57 ZIP areas the Census publishes for that county and 605 across Washington. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 98402 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 98402 reports a median household income of $54,712, 44% below the $97,815 county median, and 32% below the $80,861 typical WA ZIP. Owner-occupied homes are valued at a median of $558,100, 14% above the county figure and 33% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,478 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Washington charges 6.5% statewide, and local governments overlapping 98402 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 98402 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.