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ZipNumbers

Kitsap County · Washington

ZIP code 98392

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 98392 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,412

ZCTA residents

Median income
$83,802

Household, past 12 months

Median home
$433,400

Owner-occupied value

Sales tax
6.5%

Washington state rate

Quick answer

ZIP 98392 sits in Kitsap County, Washington and is home to 3,412 people. Median household income is $83,802, the median home is worth $433,400 and median gross rent is $1,364. 76.1% of households own their home, and purchases are taxed at 6.5% (Washington state rate).

County
Kitsap County

FIPS 53035

State
Washington (WA)

605 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 98392

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,412ZIP 98392 residents
Median household income
$83,802Past 12 months, inflation adjusted
Median home value
$433,400Owner-occupied units
Median gross rent
$1,364Rent plus utilities, monthly
Median age
43.5 yrsAll residents
Homeownership rate
76.1%Owner-occupied households

Sales tax in 98392

What a purchase inside this ZIP costs at checkout.

Rate applied
6.5%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$65Before any exemptions

Washington levies 6.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
5.2×Home value ÷ household income
Est. mortgage
$2,249/mo20% down, 30-yr at 6.75%
Poverty rate
10.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 98392 compares

ZIP 98392 against the median ZIP in Kitsap County and across Washington.

MeasureZIP 98392County medianState medianvs state
Median household income$83,802$98,025$80,861+4%
Median home value$433,400$534,450$421,200+3%
Median gross rent$1,364$1,757$1,305+5%
Population3,4126,9024,632-26%

Medians are computed across the 20 ZIP areas in Kitsap County and the 605 ZIP areas in Washington.

Statewide rank

Where this ZIP places among all 605 Washington ZIP areas.

Income

richer than 53% of 556 state ZIPs

#260
Home value

above 53% of 548 state ZIPs

#258
Population

larger than 46% of 605 state ZIPs

#324

Comparable ZIP codes

Washington ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
98683Clark County$83,821$501,500$1,783
98538Lewis County$83,750$398,300$1,196
98665Clark County$83,750$447,700$1,678
99037Spokane County$83,886$446,700$1,303
98828Chelan County$83,700$382,300$1,560
99029Lincoln County$83,917$378,700$809

Nearby ZIP codes

Other ZIP codes filed under Kitsap County.

ZIP 98392 questions

Common questions about this ZIP code.

Where is ZIP code 98392?
ZIP 98392 lies mostly in Kitsap County, Washington. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 98392?
Washington charges 6.5% statewide, plus any county, city or district rate that applies locally.
Is 98392 expensive to live in?
Median rent runs $1,364 a month, about 20% of median household income, and the median home is worth $433,400+3% against the typical Washington ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 98392, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.