ZIP code 24440

ZIP 24440 is a small town in Augusta County, Virginia, with 2,496 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #466 of 903 ranked by population — larger than 48% of them. The median age here is 41 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 24440 earn a median of $44,132 a year, 43.8% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 24440 is valued at $273,400, 9.9% below the national figure, while median gross rent runs $1,091 a month, 22.4% below the national figure, or roughly $13,092 across a full year. A household on the local median income would put about 29.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 79.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Home values sit at 6.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 24440 is tabulated inside Augusta County, Virginia, one of 22 ZIP areas the Census publishes for that county and 903 across Virginia. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 24440 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 24440 reports a median household income of $44,132, 46% below the $81,188 county median, and 39% below the $72,517 typical VA ZIP. Owner-occupied homes are valued at a median of $273,400, 6% above the county figure and 7% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,091 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Virginia charges 4.3% statewide, and local governments overlapping 24440 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 24440 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.