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Surry County · Virginia

ZIP code 23846

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 23846 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
487

ZCTA residents

Median income
$91,169

Household, past 12 months

Median home
$242,900

Owner-occupied value

Sales tax
4.3%

Virginia state rate

Quick answer

ZIP 23846 sits in Surry County, Virginia and is home to 487 people. Median household income is $91,169, the median home is worth $242,900 and median gross rent is —. 90.7% of households own their home, and purchases are taxed at 4.3% (Virginia state rate).

County
Surry County

FIPS 51181

State
Virginia (VA)

903 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 23846

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
487ZIP 23846 residents
Median household income
$91,169Past 12 months, inflation adjusted
Median home value
$242,900Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
69.1 yrsAll residents
Homeownership rate
90.7%Owner-occupied households

ZIP 23846 in context

How this area compares with national benchmarks.

ZIP 23846 is a very small community in Surry County, Virginia, with 487 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #754 of 903 ranked by population — larger than 16% of them. The median age here is 69.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 23846 earn a median of $91,169 a year, 16.1% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 3.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 23846 is valued at $242,900, 19.9% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 90.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 69.1 puts ZIP 23846 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 487 residents, a handful of survey responses moves every median on this page. Compare ZIP 23846 against its county rather than against national figures.

The Census withheld gross rent for ZIP 23846 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 23846 in context

How 23846 sits inside Surry County and Virginia.

ZIP 23846 is tabulated inside Surry County, Virginia, one of 5 ZIP areas the Census publishes for that county and 903 across Virginia. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 23846 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 23846 reports a median household income of $91,169, 25% above the $73,125 county median, and 26% above the $72,517 typical VA ZIP. Owner-occupied homes are valued at a median of $242,900, close to the county figure and 5% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Virginia charges 4.3% statewide, and local governments overlapping 23846 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 23846 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 23846

What a purchase inside this ZIP costs at checkout.

Rate applied
4.3%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$43Before any exemptions

Virginia levies 4.3% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$1,260/mo20% down, 30-yr at 6.75%
Poverty rate
3.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 23846 compares

ZIP 23846 against the median ZIP in Surry County and across Virginia.

MeasureZIP 23846County medianState medianvs state
Median household income$91,169$73,125$72,517+26%
Median home value$242,900$242,900$255,900-5%
Median gross rent—$1,194$1,108—
Population4878732,686-82%

Medians are computed across the 5 ZIP areas in Surry County and the 903 ZIP areas in Virginia.

Statewide rank

Where this ZIP places among all 903 Virginia ZIP areas.

Income

richer than 68% of 801 state ZIPs

#257
Home value

above 45% of 791 state ZIPs

#436
Population

larger than 17% of 903 state ZIPs

#754

Comparable ZIP codes

Virginia ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
22902Albemarle County$91,162$392,800$1,572
22901Albemarle County$91,154$473,500$1,612
23066Mathews County$91,210$408,500—
24551Bedford County$91,119$345,600$1,087
23878Southampton County$91,092$232,400—
22041Fairfax County$91,075$432,800$1,913

Nearby ZIP codes

Other ZIP codes filed under Surry County.

Adjacent ZIP Codes

Other ZIP codes in Surry County, Virginia.

ZIP 23846 questions

Common questions about this ZIP code.

Where is ZIP code 23846?
ZIP 23846 lies mostly in Surry County, Virginia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 23846?
Virginia charges 4.3% statewide, plus any county, city or district rate that applies locally.
Is 23846 expensive to live in?
Median rent runs — a month, and the median home is worth $242,900 — -5% against the typical Virginia ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 23846, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.