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Norfolk city · Virginia

ZIP code 23505

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 23505 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
28,983

ZCTA residents

Median income
$55,678

Household, past 12 months

Median home
$318,600

Owner-occupied value

Sales tax
4.3%

Virginia state rate

Quick answer

ZIP 23505 sits in Norfolk city, Virginia and is home to 28,983 people. Median household income is $55,678, the median home is worth $318,600 and median gross rent is $1,279. 36.3% of households own their home, and purchases are taxed at 4.3% (Virginia state rate).

County
Norfolk city

FIPS 51710

State
Virginia (VA)

903 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 23505

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
28,983ZIP 23505 residents
Median household income
$55,678Past 12 months, inflation adjusted
Median home value
$318,600Owner-occupied units
Median gross rent
$1,279Rent plus utilities, monthly
Median age
31.9 yrsAll residents
Homeownership rate
36.3%Owner-occupied households

ZIP 23505 in context

How this area compares with national benchmarks.

ZIP 23505 is a small city in Norfolk city, Virginia, with 28,983 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #106 of 903 ranked by population — larger than 88% of them. The median age here is 31.9 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 23505 earn a median of $55,678 a year, 29.1% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 16% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 23505 is valued at $318,600, 5% above the national figure, while median gross rent runs $1,279 a month, 9% below the national figure, or roughly $15,348 across a full year. A household on the local median income would put about 27.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.7×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 36.3% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 23505 in context

How 23505 sits inside Norfolk city and Virginia.

ZIP 23505 is tabulated inside Norfolk city, Virginia, one of 14 ZIP areas the Census publishes for that county and 903 across Virginia. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 23505 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 23505 reports a median household income of $55,678, 17% below the $66,875 county median, and 23% below the $72,517 typical VA ZIP. Owner-occupied homes are valued at a median of $318,600, 15% above the county figure and 25% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,279 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Virginia charges 4.3% statewide, and local governments overlapping 23505 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 23505 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 23505

What a purchase inside this ZIP costs at checkout.

Rate applied
4.3%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$43Before any exemptions

Virginia levies 4.3% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
28%Median rent ÷ median income
Price-to-income
5.7×Home value ÷ household income
Est. mortgage
$1,653/mo20% down, 30-yr at 6.75%
Poverty rate
16%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 23505 compares

ZIP 23505 against the median ZIP in Norfolk city and across Virginia.

MeasureZIP 23505County medianState medianvs state
Median household income$55,678$66,875$72,517-23%
Median home value$318,600$276,650$255,900+25%
Median gross rent$1,279$1,335$1,108+15%
Population28,98316,3742,686+979%

Medians are computed across the 14 ZIP areas in Norfolk city and the 903 ZIP areas in Virginia.

Statewide rank

Where this ZIP places among all 903 Virginia ZIP areas.

Income

richer than 26% of 801 state ZIPs

#594
Home value

above 63% of 791 state ZIPs

#295
Population

larger than 88% of 903 state ZIPs

#106

Comparable ZIP codes

Virginia ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
23839Surry County$55,625$193,000$1,750
23936Buckingham County$55,569$172,600$827
23803Dinwiddie County$55,820$208,700$1,132
24011Roanoke city$55,882$839,300$1,091
24598Halifax County$55,938$154,000$1,366
23944Lunenburg County$55,375$130,700$884

Nearby ZIP codes

Other ZIP codes filed under Norfolk city.

Adjacent ZIP Codes

Other ZIP codes in Norfolk city, Virginia.

ZIP 23505 questions

Common questions about this ZIP code.

Where is ZIP code 23505?
ZIP 23505 lies mostly in Norfolk city, Virginia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 23505?
Virginia charges 4.3% statewide, plus any county, city or district rate that applies locally.
Is 23505 expensive to live in?
Median rent runs $1,279 a month, about 28% of median household income, and the median home is worth $318,600 — +25% against the typical Virginia ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 23505, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.