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Suffolk city · Virginia

ZIP code 23432

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 23432 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,405

ZCTA residents

Median income
$126,000

Household, past 12 months

Median home
$376,700

Owner-occupied value

Sales tax
4.3%

Virginia state rate

Quick answer

ZIP 23432 sits in Suffolk city, Virginia and is home to 1,405 people. Median household income is $126,000, the median home is worth $376,700 and median gross rent is —. 88.9% of households own their home, and purchases are taxed at 4.3% (Virginia state rate).

County
Suffolk city

FIPS 51800

State
Virginia (VA)

903 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 23432

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,405ZIP 23432 residents
Median household income
$126,000Past 12 months, inflation adjusted
Median home value
$376,700Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
42.8 yrsAll residents
Homeownership rate
88.9%Owner-occupied households

ZIP 23432 in context

How this area compares with national benchmarks.

ZIP 23432 is a small town in Suffolk city, Virginia, with 1,405 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #590 of 903 ranked by population — larger than 34% of them. The median age here is 42.8 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 23432 earn a median of $126,000 a year, 60.4% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 26.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 23432 is valued at $376,700, 24.2% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 88.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

The Census withheld gross rent for ZIP 23432 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 23432 in context

How 23432 sits inside Suffolk city and Virginia.

ZIP 23432 is tabulated inside Suffolk city, Virginia, one of 7 ZIP areas the Census publishes for that county and 903 across Virginia. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 23432 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 23432 reports a median household income of $126,000, 17% above the $107,833 county median, and 74% above the $72,517 typical VA ZIP. Owner-occupied homes are valued at a median of $376,700, close to the county figure and 47% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Virginia charges 4.3% statewide, and local governments overlapping 23432 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 23432 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 23432

What a purchase inside this ZIP costs at checkout.

Rate applied
4.3%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$43Before any exemptions

Virginia levies 4.3% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,955/mo20% down, 30-yr at 6.75%
Poverty rate
26.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 23432 compares

ZIP 23432 against the median ZIP in Suffolk city and across Virginia.

MeasureZIP 23432County medianState medianvs state
Median household income$126,000$107,833$72,517+74%
Median home value$376,700$374,500$255,900+47%
Median gross rent—$1,201$1,108—
Population1,4051,6202,686-48%

Medians are computed across the 7 ZIP areas in Suffolk city and the 903 ZIP areas in Virginia.

Statewide rank

Where this ZIP places among all 903 Virginia ZIP areas.

Income

richer than 86% of 801 state ZIPs

#110
Home value

above 74% of 791 state ZIPs

#204
Population

larger than 35% of 903 state ZIPs

#590

Comparable ZIP codes

Virginia ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
23011New Kent County$125,799$368,200—
23226Richmond city$126,554$496,300$1,725
20190Fairfax County$126,928$568,500$2,241
22947Albemarle County$126,944$698,600$1,087
22302Alexandria city$127,037$630,600$2,039
22406Stafford County$124,357$483,200$1,895

Nearby ZIP codes

Other ZIP codes filed under Suffolk city.

Adjacent ZIP Codes

Other ZIP codes in Suffolk city, Virginia.

ZIP 23432 questions

Common questions about this ZIP code.

Where is ZIP code 23432?
ZIP 23432 lies mostly in Suffolk city, Virginia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 23432?
Virginia charges 4.3% statewide, plus any county, city or district rate that applies locally.
Is 23432 expensive to live in?
Median rent runs — a month, and the median home is worth $376,700 — +47% against the typical Virginia ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 23432, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.