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ZipNumbers

Fluvanna County · Virginia

ZIP code 22963

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 22963 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,786

ZCTA residents

Median income
$100,761

Household, past 12 months

Median home
$294,600

Owner-occupied value

Sales tax
4.3%

Virginia state rate

Quick answer

ZIP 22963 sits in Fluvanna County, Virginia and is home to 16,786 people. Median household income is $100,761, the median home is worth $294,600 and median gross rent is $1,419. 92.3% of households own their home, and purchases are taxed at 4.3% (Virginia state rate).

County
Fluvanna County

FIPS 51065

State
Virginia (VA)

903 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 22963

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,786ZIP 22963 residents
Median household income
$100,761Past 12 months, inflation adjusted
Median home value
$294,600Owner-occupied units
Median gross rent
$1,419Rent plus utilities, monthly
Median age
43.5 yrsAll residents
Homeownership rate
92.3%Owner-occupied households

Sales tax in 22963

What a purchase inside this ZIP costs at checkout.

Rate applied
4.3%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$43Before any exemptions

Virginia levies 4.3% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$1,529/mo20% down, 30-yr at 6.75%
Poverty rate
7.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 22963 compares

ZIP 22963 against the median ZIP in Fluvanna County and across Virginia.

MeasureZIP 22963County medianState medianvs state
Median household income$100,761$58,021$72,517+39%
Median home value$294,600$262,600$255,900+15%
Median gross rent$1,419$1,264$1,108+28%
Population16,7861,2822,686+525%

Medians are computed across the 5 ZIP areas in Fluvanna County and the 903 ZIP areas in Virginia.

Statewide rank

Where this ZIP places among all 903 Virginia ZIP areas.

Income

richer than 75% of 801 state ZIPs

#198
Home value

above 60% of 791 state ZIPs

#314
Population

larger than 79% of 903 state ZIPs

#187

Comparable ZIP codes

Virginia ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
22920Nelson County$100,760$357,200$1,075
20186Fauquier County$100,813$485,000$1,541
23842Prince George County$100,665$255,000$982
23188James City County$101,088$409,100$1,541
23063Goochland County$100,417$345,100$1,315
22943Albemarle County$101,111$597,200$628

Nearby ZIP codes

Other ZIP codes filed under Fluvanna County.

ZIP 22963 questions

Common questions about this ZIP code.

Where is ZIP code 22963?
ZIP 22963 lies mostly in Fluvanna County, Virginia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 22963?
Virginia charges 4.3% statewide, plus any county, city or district rate that applies locally.
Is 22963 expensive to live in?
Median rent runs $1,419 a month, about 17% of median household income, and the median home is worth $294,600+15% against the typical Virginia ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 22963, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.