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Culpeper County · Virginia

ZIP code 22726

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 22726 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
606

ZCTA residents

Median income
$85,865

Household, past 12 months

Median home
$358,700

Owner-occupied value

Sales tax
4.3%

Virginia state rate

Quick answer

ZIP 22726 sits in Culpeper County, Virginia and is home to 606 people. Median household income is $85,865, the median home is worth $358,700 and median gross rent is $1,833. 76.3% of households own their home, and purchases are taxed at 4.3% (Virginia state rate).

County
Culpeper County

FIPS 51047

State
Virginia (VA)

903 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 22726

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
606ZIP 22726 residents
Median household income
$85,865Past 12 months, inflation adjusted
Median home value
$358,700Owner-occupied units
Median gross rent
$1,833Rent plus utilities, monthly
Median age
38.6 yrsAll residents
Homeownership rate
76.3%Owner-occupied households

ZIP 22726 in context

How this area compares with national benchmarks.

ZIP 22726 is a very small community in Culpeper County, Virginia, with 606 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #721 of 903 ranked by population — larger than 20% of them. The median age here is 38.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 22726 earn a median of $85,865 a year, 9.3% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 3.3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 22726 is valued at $358,700, 18.2% above the national figure, while median gross rent runs $1,833 a month, 30.4% above the national figure, or roughly $21,996 across a full year. A household on the local median income would put about 25.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 76.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 606 residents, a handful of survey responses moves every median on this page. Compare ZIP 22726 against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 22726 in context

How 22726 sits inside Culpeper County and Virginia.

ZIP 22726 is tabulated inside Culpeper County, Virginia, one of 12 ZIP areas the Census publishes for that county and 903 across Virginia. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 22726 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 22726 reports a median household income of $85,865, 9% below the $94,363 county median, and 18% above the $72,517 typical VA ZIP. Owner-occupied homes are valued at a median of $358,700, 4% below the county figure and 40% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,833 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Virginia charges 4.3% statewide, and local governments overlapping 22726 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 22726 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 22726

What a purchase inside this ZIP costs at checkout.

Rate applied
4.3%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$43Before any exemptions

Virginia levies 4.3% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
4.2×Home value ÷ household income
Est. mortgage
$1,861/mo20% down, 30-yr at 6.75%
Poverty rate
3.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 22726 compares

ZIP 22726 against the median ZIP in Culpeper County and across Virginia.

MeasureZIP 22726County medianState medianvs state
Median household income$85,865$94,363$72,517+18%
Median home value$358,700$371,850$255,900+40%
Median gross rent$1,833$1,386$1,108+65%
Population6061,1062,686-77%

Medians are computed across the 12 ZIP areas in Culpeper County and the 903 ZIP areas in Virginia.

Statewide rank

Where this ZIP places among all 903 Virginia ZIP areas.

Income

richer than 63% of 801 state ZIPs

#294
Home value

above 72% of 791 state ZIPs

#225
Population

larger than 20% of 903 state ZIPs

#721

Comparable ZIP codes

Virginia ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
23117Louisa County$85,786$272,700$1,032
23603Newport News city$85,762$253,100$1,430
23959Charlotte County$86,042$142,500$914
22401Fredericksburg city$85,432$461,600$1,518
24265Lee County$85,181$92,700—
22480Lancaster County$86,563$382,400$1,054

Nearby ZIP codes

Other ZIP codes filed under Culpeper County.

Adjacent ZIP Codes

Other ZIP codes in Culpeper County, Virginia.

ZIP 22726 questions

Common questions about this ZIP code.

Where is ZIP code 22726?
ZIP 22726 lies mostly in Culpeper County, Virginia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 22726?
Virginia charges 4.3% statewide, plus any county, city or district rate that applies locally.
Is 22726 expensive to live in?
Median rent runs $1,833 a month, about 26% of median household income, and the median home is worth $358,700 — +40% against the typical Virginia ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 22726, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.