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Northumberland County · Virginia

ZIP code 22539

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 22539 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,607

ZCTA residents

Median income
$88,984

Household, past 12 months

Median home
$412,300

Owner-occupied value

Sales tax
4.3%

Virginia state rate

Quick answer

ZIP 22539 sits in Northumberland County, Virginia and is home to 1,607 people. Median household income is $88,984, the median home is worth $412,300 and median gross rent is —. 96.6% of households own their home, and purchases are taxed at 4.3% (Virginia state rate).

County
Northumberland County

FIPS 51133

State
Virginia (VA)

903 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 22539

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,607ZIP 22539 residents
Median household income
$88,984Past 12 months, inflation adjusted
Median home value
$412,300Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
64.9 yrsAll residents
Homeownership rate
96.6%Owner-occupied households

ZIP 22539 in context

How this area compares with national benchmarks.

ZIP 22539 is a small town in Northumberland County, Virginia, with 1,607 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #558 of 903 ranked by population — larger than 38% of them. The median age here is 64.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 22539 earn a median of $88,984 a year, 13.3% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 4.5% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 22539 is valued at $412,300, 35.9% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 4.6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 96.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 64.9 puts ZIP 22539 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

The Census withheld gross rent for ZIP 22539 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 22539 in context

How 22539 sits inside Northumberland County and Virginia.

ZIP 22539 is tabulated inside Northumberland County, Virginia, one of 6 ZIP areas the Census publishes for that county and 903 across Virginia. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 22539 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 22539 reports a median household income of $88,984, 32% above the $67,176 county median, and 23% above the $72,517 typical VA ZIP. Owner-occupied homes are valued at a median of $412,300, 19% above the county figure and 61% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Virginia charges 4.3% statewide, and local governments overlapping 22539 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 22539 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 22539

What a purchase inside this ZIP costs at checkout.

Rate applied
4.3%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$43Before any exemptions

Virginia levies 4.3% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
4.6×Home value ÷ household income
Est. mortgage
$2,139/mo20% down, 30-yr at 6.75%
Poverty rate
4.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 22539 compares

ZIP 22539 against the median ZIP in Northumberland County and across Virginia.

MeasureZIP 22539County medianState medianvs state
Median household income$88,984$67,176$72,517+23%
Median home value$412,300$347,600$255,900+61%
Median gross rent—$729$1,108—
Population1,6072,0272,686-40%

Medians are computed across the 6 ZIP areas in Northumberland County and the 903 ZIP areas in Virginia.

Statewide rank

Where this ZIP places among all 903 Virginia ZIP areas.

Income

richer than 65% of 801 state ZIPs

#277
Home value

above 79% of 791 state ZIPs

#170
Population

larger than 38% of 903 state ZIPs

#558

Comparable ZIP codes

Virginia ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
20109Prince William County$88,966$411,700$1,928
22546Caroline County$89,097$279,400$1,532
24479Augusta County$88,830$324,700—
22663Clarke County$89,265$412,400$829
22850Rockingham County$88,542$328,400$1,300
23027Cumberland County$88,417$244,800—

Nearby ZIP codes

Other ZIP codes filed under Northumberland County.

Adjacent ZIP Codes

Other ZIP codes in Northumberland County, Virginia.

ZIP 22539 questions

Common questions about this ZIP code.

Where is ZIP code 22539?
ZIP 22539 lies mostly in Northumberland County, Virginia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 22539?
Virginia charges 4.3% statewide, plus any county, city or district rate that applies locally.
Is 22539 expensive to live in?
Median rent runs — a month, and the median home is worth $412,300 — +61% against the typical Virginia ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 22539, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.