Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Salt Lake County · Utah

ZIP code 84109

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 84109 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
25,879

ZCTA residents

Median income
$136,823

Household, past 12 months

Median home
$679,000

Owner-occupied value

Sales tax
7.75%

Combined state + local

Quick answer

ZIP 84109 sits in Salt Lake County, Utah and is home to 25,879 people. Median household income is $136,823, the median home is worth $679,000 and median gross rent is $1,584. 79.4% of households own their home, and purchases are taxed at 7.75% combined.

County
Salt Lake County

FIPS 49035

State
Utah (UT)

299 ZIPs covered

Area codes
385, 801

NANPA codes serving this area

Metro area
Salt Lake City

Rate jurisdiction used for tax

The numbers for 84109

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
25,879ZIP 84109 residents
Median household income
$136,823Past 12 months, inflation adjusted
Median home value
$679,000Owner-occupied units
Median gross rent
$1,584Rent plus utilities, monthly
Median age
35.8 yrsAll residents
Homeownership rate
79.4%Owner-occupied households

ZIP 84109 in context

How this area compares with national benchmarks.

ZIP 84109 is a small city in Salt Lake County, Utah, with 25,879 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #58 of 299 ranked by population — larger than 80% of them. The median age here is 35.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 84109 earn a median of $136,823 a year, 74.2% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 4.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 84109 is valued at $679,000, 123.8% above the national figure, while median gross rent runs $1,584 a month, 12.7% above the national figure, or roughly $19,008 across a full year. A household on the local median income would put about 13.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 79.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 84109 in context

How 84109 sits inside Salt Lake County and Utah.

ZIP 84109 is tabulated inside Salt Lake County, Utah, one of 42 ZIP areas the Census publishes for that county and 299 across Utah. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 84109 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 84109 reports a median household income of $136,823, 45% above the $94,098 county median, and 74% above the $78,550 typical UT ZIP. Owner-occupied homes are valued at a median of $679,000, 41% above the county figure and 87% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,584 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 84109 carries 7.75% at the register, assembled from the Salt Lake City jurisdiction stack: the Utah state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 84109 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 84109 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 84109

What a purchase inside this ZIP costs at checkout.

Rate applied
7.75%Salt Lake City jurisdiction stack
Tax on $100
$8Rounded to the dollar
Tax on $1,000
$78Before any exemptions

This ZIP falls inside the Salt Lake City rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
5.0×Home value ÷ household income
Est. mortgage
$3,523/mo20% down, 30-yr at 6.75%
Poverty rate
4.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 84109 compares

ZIP 84109 against the median ZIP in Salt Lake County and across Utah.

MeasureZIP 84109County medianState medianvs state
Median household income$136,823$94,098$78,550+74%
Median home value$679,000$480,900$363,100+87%
Median gross rent$1,584$1,562$1,173+35%
Population25,87928,9501,463+1669%

Medians are computed across the 42 ZIP areas in Salt Lake County and the 299 ZIP areas in Utah.

Statewide rank

Where this ZIP places among all 299 Utah ZIP areas.

Income

richer than 97% of 265 state ZIPs

#8
Home value

above 94% of 274 state ZIPs

#16
Population

larger than 81% of 299 state ZIPs

#58

Comparable ZIP codes

Utah ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
84324Box Elder County$134,239$570,000$1,200
84049Wasatch County$140,500$857,400$3,013
84075Davis County$132,459$532,800$2,006
84093Salt Lake County$132,453$643,800$2,090
84060Summit County$132,412$1,753,100$1,900
84071Tooele County$132,256$453,200$758

Nearby ZIP codes

Other ZIP codes filed under Salt Lake County.

Adjacent ZIP Codes

Other ZIP codes in Salt Lake County, Utah.

ZIP 84109 questions

Common questions about this ZIP code.

Where is ZIP code 84109?
ZIP 84109 lies mostly in Salt Lake County, Utah. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 84109?
Purchases are taxed at 7.75% combined, built from the Salt Lake City jurisdiction stack.
Is 84109 expensive to live in?
Median rent runs $1,584 a month, about 14% of median household income, and the median home is worth $679,000 — +87% against the typical Utah ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 84109, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.