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Lipscomb County · Texas

ZIP code 79046

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 79046 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
545

ZCTA residents

Median income
$63,750

Household, past 12 months

Median home
$108,800

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 79046 sits in Lipscomb County, Texas and is home to 545 people. Median household income is $63,750, the median home is worth $108,800 and median gross rent is $725. 87.2% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Lipscomb County

FIPS 48295

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 79046

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
545ZIP 79046 residents
Median household income
$63,750Past 12 months, inflation adjusted
Median home value
$108,800Owner-occupied units
Median gross rent
$725Rent plus utilities, monthly
Median age
37.1 yrsAll residents
Homeownership rate
87.2%Owner-occupied households

ZIP 79046 in context

How this area compares with national benchmarks.

ZIP 79046 is a very small community in Lipscomb County, Texas, with 545 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1584 of 1,989 ranked by population — larger than 20% of them. The median age here is 37.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 79046 earn a median of $63,750 a year, 18.8% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 22.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 79046 is valued at $108,800, 64.1% below the national figure, while median gross rent runs $725 a month, 48.4% below the national figure, or roughly $8,700 across a full year. A household on the local median income would put about 13.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.7×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 87.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 545 residents, a handful of survey responses moves every median on this page. Compare ZIP 79046 against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 79046 in context

How 79046 sits inside Lipscomb County and Texas.

ZIP 79046 is tabulated inside Lipscomb County, Texas, one of 5 ZIP areas the Census publishes for that county and 1,989 across Texas. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 79046 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 79046 reports a median household income of $63,750, 8% below the $69,236 county median, and 6% below the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $108,800, close to the county figure and 44% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $725 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 79046 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 79046 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 79046

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
1.7×Home value ÷ household income
Est. mortgage
$565/mo20% down, 30-yr at 6.75%
Poverty rate
22.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 79046 compares

ZIP 79046 against the median ZIP in Lipscomb County and across Texas.

MeasureZIP 79046County medianState medianvs state
Median household income$63,750$69,236$68,103-6%
Median home value$108,800$111,200$194,900-44%
Median gross rent$725$682$1,105-34%
Population5454685,317-90%

Medians are computed across the 5 ZIP areas in Lipscomb County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 43% of 1,756 state ZIPs

#1,009
Home value

above 16% of 1,705 state ZIPs

#1,424
Population

larger than 20% of 1,989 state ZIPs

#1,584

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
77053Fort Bend County$63,739$166,200$1,579
77864Madison County$63,719$131,800$765
77435Wharton County$63,702$281,100$1,226
77612Jasper County$63,683$109,200$808
75692Harrison County$63,654$142,500$1,115
78065Atascosa County$63,653$136,400$959

Nearby ZIP codes

Other ZIP codes filed under Lipscomb County.

Adjacent ZIP Codes

Other ZIP codes in Lipscomb County, Texas.

ZIP 79046 questions

Common questions about this ZIP code.

Where is ZIP code 79046?
ZIP 79046 lies mostly in Lipscomb County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 79046?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 79046 expensive to live in?
Median rent runs $725 a month, about 14% of median household income, and the median home is worth $108,800 — -44% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 79046, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.