ZIP code 79045

ZIP 79045 is a mid-size town in Deaf Smith County, Texas, with 18,441 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #607 of 1,989 ranked by population — larger than 69% of them. The median age here is 31.2 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 79045 earn a median of $54,207 a year, 31% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 16.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 79045 is valued at $111,800, 63.2% below the national figure, while median gross rent runs $921 a month, 34.5% below the national figure, or roughly $11,052 across a full year. A household on the local median income would put about 20.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 65.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 79045 is tabulated inside Deaf Smith County, Texas, one of 3 ZIP areas the Census publishes for that county and 1,989 across Texas. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 79045 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 79045 reports a median household income of $54,207, 17% above the $46,394 county median, and 20% below the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $111,800, 12% below the county figure and 43% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $921 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 79045 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 79045 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.