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Karnes County · Texas

ZIP code 78116

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78116 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
252

ZCTA residents

Median income
$86,726

Household, past 12 months

Median home
$272,800

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78116 sits in Karnes County, Texas and is home to 252 people. Median household income is $86,726, the median home is worth $272,800 and median gross rent is —. 100% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Karnes County

FIPS 48255

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78116

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
252ZIP 78116 residents
Median household income
$86,726Past 12 months, inflation adjusted
Median home value
$272,800Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
71.4 yrsAll residents
Homeownership rate
100%Owner-occupied households

ZIP 78116 in context

How this area compares with national benchmarks.

ZIP 78116 is a very small community in Karnes County, Texas, with 252 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1713 of 1,989 ranked by population — larger than 13% of them. The median age here is 71.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 78116 earn a median of $86,726 a year, 10.4% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 17.9% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 78116 is valued at $272,800, 10.1% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 71.4 puts ZIP 78116 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

The Census withheld gross rent for ZIP 78116 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 78116 in context

How 78116 sits inside Karnes County and Texas.

ZIP 78116 is tabulated inside Karnes County, Texas, one of 7 ZIP areas the Census publishes for that county and 1,989 across Texas. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 78116 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 78116 reports a median household income of $86,726, 38% above the $63,041 county median, and 27% above the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $272,800, 112% above the county figure and 40% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 78116 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 78116 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 78116

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,416/mo20% down, 30-yr at 6.75%
Poverty rate
17.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78116 compares

ZIP 78116 against the median ZIP in Karnes County and across Texas.

MeasureZIP 78116County medianState medianvs state
Median household income$86,726$63,041$68,103+27%
Median home value$272,800$128,500$194,900+40%
Median gross rent—$668$1,105—
Population2527565,317-95%

Medians are computed across the 7 ZIP areas in Karnes County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 76% of 1,756 state ZIPs

#420
Home value

above 74% of 1,705 state ZIPs

#442
Population

larger than 14% of 1,989 state ZIPs

#1,713

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
77373Harris County$86,693$221,400$1,649
79097Carson County$86,800$182,400$884
78676Hays County$86,819$476,100$1,432
77904Victoria County$86,821$237,900$1,272
79068Carson County$86,604$158,100$981
75234Dallas County$86,585$314,300$1,730

Nearby ZIP codes

Other ZIP codes filed under Karnes County.

Adjacent ZIP Codes

Other ZIP codes in Karnes County, Texas.

ZIP 78116 questions

Common questions about this ZIP code.

Where is ZIP code 78116?
ZIP 78116 lies mostly in Karnes County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78116?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78116 expensive to live in?
Median rent runs — a month, and the median home is worth $272,800 — +40% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78116, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.