Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Wilson County · Texas

ZIP code 78114

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78114 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
23,975

ZCTA residents

Median income
$84,260

Household, past 12 months

Median home
$273,900

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78114 sits in Wilson County, Texas and is home to 23,975 people. Median household income is $84,260, the median home is worth $273,900 and median gross rent is $1,079. 84.1% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Wilson County

FIPS 48493

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78114

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
23,975ZIP 78114 residents
Median household income
$84,260Past 12 months, inflation adjusted
Median home value
$273,900Owner-occupied units
Median gross rent
$1,079Rent plus utilities, monthly
Median age
42.3 yrsAll residents
Homeownership rate
84.1%Owner-occupied households

ZIP 78114 in context

How this area compares with national benchmarks.

ZIP 78114 is a mid-size town in Wilson County, Texas, with 23,975 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #500 of 1,989 ranked by population — larger than 74% of them. The median age here is 42.3 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 78114 earn a median of $84,260 a year, 7.3% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 7.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 78114 is valued at $273,900, 9.7% below the national figure, while median gross rent runs $1,079 a month, 23.3% below the national figure, or roughly $12,948 across a full year. A household on the local median income would put about 15.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 78114 in context

How 78114 sits inside Wilson County and Texas.

ZIP 78114 is tabulated inside Wilson County, Texas, one of 7 ZIP areas the Census publishes for that county and 1,989 across Texas. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 78114 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 78114 reports a median household income of $84,260, 5% above the $80,113 county median, and 24% above the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $273,900, 20% above the county figure and 41% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,079 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 78114 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 78114 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 78114

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$1,421/mo20% down, 30-yr at 6.75%
Poverty rate
7.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78114 compares

ZIP 78114 against the median ZIP in Wilson County and across Texas.

MeasureZIP 78114County medianState medianvs state
Median household income$84,260$80,113$68,103+24%
Median home value$273,900$228,800$194,900+41%
Median gross rent$1,079$1,086$1,105-2%
Population23,9753,2585,317+351%

Medians are computed across the 7 ZIP areas in Wilson County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 73% of 1,756 state ZIPs

#469
Home value

above 74% of 1,705 state ZIPs

#437
Population

larger than 75% of 1,989 state ZIPs

#500

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
75473Lamar County$84,200$218,600—
75074Collin County$84,185$347,300$1,678
77651Jefferson County$84,335$231,000$1,116
76018Tarrant County$84,183$245,600$1,855
78209Bexar County$84,180$497,500$1,371
75207Dallas County$84,149—$1,789

Nearby ZIP codes

Other ZIP codes filed under Wilson County.

Adjacent ZIP Codes

Other ZIP codes in Wilson County, Texas.

ZIP 78114 questions

Common questions about this ZIP code.

Where is ZIP code 78114?
ZIP 78114 lies mostly in Wilson County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78114?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78114 expensive to live in?
Median rent runs $1,079 a month, about 15% of median household income, and the median home is worth $273,900 — +41% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78114, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.