ZIP code 75409

ZIP 75409 is a mid-size town in Collin County, Texas, with 24,381 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #489 of 1,989 ranked by population — larger than 75% of them. The median age here is 32.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 75409 earn a median of $97,941 a year, 24.7% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 10.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 75409 is valued at $316,500, 4.3% above the national figure, while median gross rent runs $1,947 a month, 38.5% above the national figure, or roughly $23,364 across a full year. A household on the local median income would put about 23.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 77.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 75409 is tabulated inside Collin County, Texas, one of 29 ZIP areas the Census publishes for that county and 1,989 across Texas. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 75409 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 75409 reports a median household income of $97,941, 9% below the $107,945 county median, and 44% above the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $316,500, 25% below the county figure and 62% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,947 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 75409 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 75409 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.