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White County · Tennessee

ZIP code 38583

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38583 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
25,739

ZCTA residents

Median income
$58,285

Household, past 12 months

Median home
$199,400

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 38583 sits in White County, Tennessee and is home to 25,739 people. Median household income is $58,285, the median home is worth $199,400 and median gross rent is $851. 77.1% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
White County

FIPS 47185

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38583

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
25,739ZIP 38583 residents
Median household income
$58,285Past 12 months, inflation adjusted
Median home value
$199,400Owner-occupied units
Median gross rent
$851Rent plus utilities, monthly
Median age
43.8 yrsAll residents
Homeownership rate
77.1%Owner-occupied households

ZIP 38583 in context

How this area compares with national benchmarks.

ZIP 38583 is a small city in White County, Tennessee, with 25,739 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #84 of 638 ranked by population — larger than 86% of them. The median age here is 43.8 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 38583 earn a median of $58,285 a year, 25.8% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 14.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 38583 is valued at $199,400, 34.3% below the national figure, while median gross rent runs $851 a month, 39.5% below the national figure, or roughly $10,212 across a full year. A household on the local median income would put about 17.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 77.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 38583 in context

How 38583 sits inside White County and Tennessee.

ZIP 38583 is tabulated inside White County, Tennessee, one of 3 ZIP areas the Census publishes for that county and 638 across Tennessee. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 38583 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 38583 reports a median household income of $58,285, 20% above the $48,442 county median, and close to the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of $199,400, close to the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $851 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Tennessee charges 7% statewide, and local governments overlapping 38583 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 38583 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 38583

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$1,035/mo20% down, 30-yr at 6.75%
Poverty rate
14.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38583 compares

ZIP 38583 against the median ZIP in White County and across Tennessee.

MeasureZIP 38583County medianState medianvs state
Median household income$58,285$48,442$59,143-1%
Median home value$199,400$202,600$195,100+2%
Median gross rent$851$890$885-4%
Population25,7391,5774,324+495%

Medians are computed across the 3 ZIP areas in White County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 47% of 596 state ZIPs

#317
Home value

above 52% of 589 state ZIPs

#285
Population

larger than 87% of 638 state ZIPs

#84

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37618Sullivan County$58,413$174,000$880
38382Gibson County$58,125$114,600$789
38575Clay County$58,125$152,700—
37862Sevier County$58,110$283,800$956
38240Obion County$58,468$98,900$929
37876Sevier County$58,513$257,800$997

Nearby ZIP codes

Other ZIP codes filed under White County.

Adjacent ZIP Codes

Other ZIP codes in White County, Tennessee.

ZIP 38583 questions

Common questions about this ZIP code.

Where is ZIP code 38583?
ZIP 38583 lies mostly in White County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38583?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38583 expensive to live in?
Median rent runs $851 a month, about 18% of median household income, and the median home is worth $199,400 — +2% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38583, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.