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Sevier County · Tennessee

ZIP code 37862

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 37862 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
21,719

ZCTA residents

Median income
$58,110

Household, past 12 months

Median home
$283,800

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 37862 sits in Sevier County, Tennessee and is home to 21,719 people. Median household income is $58,110, the median home is worth $283,800 and median gross rent is $956. 60.5% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Sevier County

FIPS 47155

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 37862

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
21,719ZIP 37862 residents
Median household income
$58,110Past 12 months, inflation adjusted
Median home value
$283,800Owner-occupied units
Median gross rent
$956Rent plus utilities, monthly
Median age
43.1 yrsAll residents
Homeownership rate
60.5%Owner-occupied households

ZIP 37862 in context

How this area compares with national benchmarks.

ZIP 37862 is a mid-size town in Sevier County, Tennessee, with 21,719 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #112 of 638 ranked by population — larger than 82% of them. The median age here is 43.1 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 37862 earn a median of $58,110 a year, 26% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 37862 is valued at $283,800, 6.5% below the national figure, while median gross rent runs $956 a month, 32% below the national figure, or roughly $11,472 across a full year. A household on the local median income would put about 19.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.9×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 60.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 37862 in context

How 37862 sits inside Sevier County and Tennessee.

ZIP 37862 is tabulated inside Sevier County, Tennessee, one of 6 ZIP areas the Census publishes for that county and 638 across Tennessee. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 37862 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 37862 reports a median household income of $58,110, 4% below the $60,823 county median, and close to the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of $283,800, 7% above the county figure and 45% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $956 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Tennessee charges 7% statewide, and local governments overlapping 37862 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 37862 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 37862

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
4.9×Home value ÷ household income
Est. mortgage
$1,473/mo20% down, 30-yr at 6.75%
Poverty rate
16.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 37862 compares

ZIP 37862 against the median ZIP in Sevier County and across Tennessee.

MeasureZIP 37862County medianState medianvs state
Median household income$58,110$60,823$59,143-2%
Median home value$283,800$266,400$195,100+45%
Median gross rent$956$1,044$885+8%
Population21,71916,6134,324+402%

Medians are computed across the 6 ZIP areas in Sevier County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 46% of 596 state ZIPs

#320
Home value

above 80% of 589 state ZIPs

#119
Population

larger than 82% of 638 state ZIPs

#112

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38382Gibson County$58,125$114,600$789
38575Clay County$58,125$152,700—
38583White County$58,285$199,400$851
37347Marion County$57,854$141,600$798
37921Knox County$57,813$204,300$1,147
37618Sullivan County$58,413$174,000$880

Nearby ZIP codes

Other ZIP codes filed under Sevier County.

Adjacent ZIP Codes

Other ZIP codes in Sevier County, Tennessee.

ZIP 37862 questions

Common questions about this ZIP code.

Where is ZIP code 37862?
ZIP 37862 lies mostly in Sevier County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 37862?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 37862 expensive to live in?
Median rent runs $956 a month, about 20% of median household income, and the median home is worth $283,800 — +45% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 37862, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.