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ZipNumbers

Lawrence County · Tennessee

ZIP code 38456

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38456 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,600

ZCTA residents

Median income
$58,913

Household, past 12 months

Median home
$202,500

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 38456 sits in Lawrence County, Tennessee and is home to 4,600 people. Median household income is $58,913, the median home is worth $202,500 and median gross rent is . 87.4% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Lawrence County

FIPS 47099

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38456

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,600ZIP 38456 residents
Median household income
$58,913Past 12 months, inflation adjusted
Median home value
$202,500Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
31.9 yrsAll residents
Homeownership rate
87.4%Owner-occupied households

Sales tax in 38456

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$1,051/mo20% down, 30-yr at 6.75%
Poverty rate
19.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38456 compares

ZIP 38456 against the median ZIP in Lawrence County and across Tennessee.

MeasureZIP 38456County medianState medianvs state
Median household income$58,913$56,686$59,143even
Median home value$202,500$168,900$195,100+4%
Median gross rent$747$885
Population4,6004,6044,324+6%

Medians are computed across the 8 ZIP areas in Lawrence County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 49% of 596 state ZIPs

#303
Home value

above 53% of 589 state ZIPs

#275
Population

larger than 51% of 638 state ZIPs

#311

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37160Bedford County$58,899$257,700$924
38552Smith County$58,942$206,300$561
38224Henry County$58,828$137,800
37723Cumberland County$59,028$130,300$645
37218Davidson County$59,073$295,400$1,368
37726Morgan County$58,750$166,500$480

Nearby ZIP codes

Other ZIP codes filed under Lawrence County.

ZIP 38456 questions

Common questions about this ZIP code.

Where is ZIP code 38456?
ZIP 38456 lies mostly in Lawrence County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38456?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38456 expensive to live in?
Median rent runs a month, and the median home is worth $202,500+4% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38456, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.