ZIP code 37218

ZIP 37218 is a mid-size town in Davidson County, Tennessee, with 15,284 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #159 of 638 ranked by population — larger than 75% of them. The median age here is 39.7 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 37218 earn a median of $59,073 a year, 24.8% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 20.7% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 37218 is valued at $295,400, 2.6% below the national figure, while median gross rent runs $1,368 a month, 2.7% below the national figure, or roughly $16,416 across a full year. A household on the local median income would put about 27.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 71.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 37218 is tabulated inside Davidson County, Tennessee, one of 30 ZIP areas the Census publishes for that county and 638 across Tennessee. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 37218 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 37218 reports a median household income of $59,073, 22% below the $75,810 county median, and close to the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of $295,400, 23% below the county figure and 51% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,368 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Tennessee charges 7% statewide, and local governments overlapping 37218 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 37218 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.