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Grainger County · Tennessee

ZIP code 37848

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 37848 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
94

ZCTA residents

Median income
$93,661

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 37848 sits in Grainger County, Tennessee and is home to 94 people. Median household income is $93,661, the median home is worth — and median gross rent is —. 100% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Grainger County

FIPS 47057

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 37848

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
94ZIP 37848 residents
Median household income
$93,661Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
48.2 yrsAll residents
Homeownership rate
100%Owner-occupied households

ZIP 37848 in context

How this area compares with national benchmarks.

ZIP 37848 is a very small community in Grainger County, Tennessee, with 94 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #608 of 638 ranked by population — larger than 4% of them. The median age here is 48.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 37848 earn a median of $93,661 a year, 19.3% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 37848 is valued at not published, while median gross rent runs not published a month. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 94 residents, a handful of survey responses moves every median on this page. Compare ZIP 37848 against its county rather than against national figures.

The Census withheld home value, gross rent for ZIP 37848 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 37848 in context

How 37848 sits inside Grainger County and Tennessee.

ZIP 37848 is tabulated inside Grainger County, Tennessee, one of 6 ZIP areas the Census publishes for that county and 638 across Tennessee. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 37848 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 37848 reports a median household income of $93,661, 80% above the $52,120 county median, and 58% above the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Tennessee charges 7% statewide, and local governments overlapping 37848 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 37848 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 37848

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
0%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 37848 compares

ZIP 37848 against the median ZIP in Grainger County and across Tennessee.

MeasureZIP 37848County medianState medianvs state
Median household income$93,661$52,120$59,143+58%
Median home value—$161,800$195,100—
Median gross rent—$805$885—
Population943,6674,324-98%

Medians are computed across the 6 ZIP areas in Grainger County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 91% of 596 state ZIPs

#51
Home value

Not published

—
Population

larger than 5% of 638 state ZIPs

#608

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38117Shelby County$93,688$287,500$1,353
37189Davidson County$93,577$357,700$1,082
37143Cheatham County$93,212$342,300$1,238
37341Hamilton County$93,114$264,300$1,229
38135Shelby County$92,458$270,100$1,580
37363Hamilton County$94,873$349,600$1,495

Nearby ZIP codes

Other ZIP codes filed under Grainger County.

Adjacent ZIP Codes

Other ZIP codes in Grainger County, Tennessee.

ZIP 37848 questions

Common questions about this ZIP code.

Where is ZIP code 37848?
ZIP 37848 lies mostly in Grainger County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 37848?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 37848 expensive to live in?
Median rent runs — a month, and the median home is worth — — — against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 37848, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.