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Campbell County · Tennessee

ZIP code 37847

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 37847 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,789

ZCTA residents

Median income
$48,333

Household, past 12 months

Median home
$109,300

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 37847 sits in Campbell County, Tennessee and is home to 2,789 people. Median household income is $48,333, the median home is worth $109,300 and median gross rent is $641. 77% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Campbell County

FIPS 47013

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 37847

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,789ZIP 37847 residents
Median household income
$48,333Past 12 months, inflation adjusted
Median home value
$109,300Owner-occupied units
Median gross rent
$641Rent plus utilities, monthly
Median age
41.5 yrsAll residents
Homeownership rate
77%Owner-occupied households

ZIP 37847 in context

How this area compares with national benchmarks.

ZIP 37847 is a small town in Campbell County, Tennessee, with 2,789 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #395 of 638 ranked by population — larger than 38% of them. The median age here is 41.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 37847 earn a median of $48,333 a year, 38.5% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 30.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 37847 is valued at $109,300, 64% below the national figure, while median gross rent runs $641 a month, 54.4% below the national figure, or roughly $7,692 across a full year. A household on the local median income would put about 15.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 77% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 37847 in context

How 37847 sits inside Campbell County and Tennessee.

ZIP 37847 is tabulated inside Campbell County, Tennessee, one of 7 ZIP areas the Census publishes for that county and 638 across Tennessee. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 37847 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 37847 reports a median household income of $48,333, 4% above the $46,692 county median, and 18% below the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of $109,300, 28% below the county figure and 44% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $641 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Tennessee charges 7% statewide, and local governments overlapping 37847 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 37847 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 37847

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.3×Home value ÷ household income
Est. mortgage
$567/mo20% down, 30-yr at 6.75%
Poverty rate
30.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 37847 compares

ZIP 37847 against the median ZIP in Campbell County and across Tennessee.

MeasureZIP 37847County medianState medianvs state
Median household income$48,333$46,692$59,143-18%
Median home value$109,300$151,400$195,100-44%
Median gross rent$641$687$885-28%
Population2,7892,7894,324-35%

Medians are computed across the 7 ZIP areas in Campbell County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 22% of 596 state ZIPs

#463
Home value

above 8% of 589 state ZIPs

#539
Population

larger than 38% of 638 state ZIPs

#395

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38316Gibson County$48,288$117,200$699
38464Lawrence County$48,239$164,900$750
38579White County$48,442$219,500$929
38075Hardeman County$48,222$110,800$910
37722Cocke County$48,221$175,500$892
37872Morgan County$48,513$120,000$947

Nearby ZIP codes

Other ZIP codes filed under Campbell County.

Adjacent ZIP Codes

Other ZIP codes in Campbell County, Tennessee.

ZIP 37847 questions

Common questions about this ZIP code.

Where is ZIP code 37847?
ZIP 37847 lies mostly in Campbell County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 37847?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 37847 expensive to live in?
Median rent runs $641 a month, about 16% of median household income, and the median home is worth $109,300 — -44% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 37847, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.