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Spink County · South Dakota

ZIP code 57440

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 57440 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
476

ZCTA residents

Median income
$61,563

Household, past 12 months

Median home
$103,800

Owner-occupied value

Sales tax
4.2%

South Dakota state rate

Quick answer

ZIP 57440 sits in Spink County, South Dakota and is home to 476 people. Median household income is $61,563, the median home is worth $103,800 and median gross rent is —. 93.7% of households own their home, and purchases are taxed at 4.2% (South Dakota state rate).

County
Spink County

FIPS 46115

State
South Dakota (SD)

375 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 57440

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
476ZIP 57440 residents
Median household income
$61,563Past 12 months, inflation adjusted
Median home value
$103,800Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
45.1 yrsAll residents
Homeownership rate
93.7%Owner-occupied households

ZIP 57440 in context

How this area compares with national benchmarks.

ZIP 57440 is a very small community in Spink County, South Dakota, with 476 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #220 of 375 ranked by population — larger than 41% of them. The median age here is 45.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 57440 earn a median of $61,563 a year, 21.6% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 9.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 57440 is valued at $103,800, 65.8% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.7×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 93.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 476 residents, a handful of survey responses moves every median on this page. Compare ZIP 57440 against its county rather than against national figures.

The Census withheld gross rent for ZIP 57440 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 57440 in context

How 57440 sits inside Spink County and South Dakota.

ZIP 57440 is tabulated inside Spink County, South Dakota, one of 10 ZIP areas the Census publishes for that county and 375 across South Dakota. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 57440 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 57440 reports a median household income of $61,563, 14% below the $71,690 county median, and 14% below the $71,607 typical SD ZIP. Owner-occupied homes are valued at a median of $103,800, 8% below the county figure and 36% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

South Dakota charges 4.2% statewide, and local governments overlapping 57440 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 57440 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 57440

What a purchase inside this ZIP costs at checkout.

Rate applied
4.2%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$42Before any exemptions

South Dakota levies 4.2% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
1.7×Home value ÷ household income
Est. mortgage
$539/mo20% down, 30-yr at 6.75%
Poverty rate
9.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 57440 compares

ZIP 57440 against the median ZIP in Spink County and across South Dakota.

MeasureZIP 57440County medianState medianvs state
Median household income$61,563$71,690$71,607-14%
Median home value$103,800$112,500$162,500-36%
Median gross rent—$708$740—
Population476442605-21%

Medians are computed across the 10 ZIP areas in Spink County and the 375 ZIP areas in South Dakota.

Statewide rank

Where this ZIP places among all 375 South Dakota ZIP areas.

Income

richer than 32% of 347 state ZIPs

#236
Home value

above 20% of 317 state ZIPs

#253
Population

larger than 41% of 375 state ZIPs

#220

Comparable ZIP codes

South Dakota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
57362Hand County$61,607$147,600$546
57376Hutchinson County$61,458$112,900$439
57059Bon Homme County$61,406$132,800$581
57062Bon Homme County$61,295$160,400$767
57471Edmunds County$61,250$77,900$1,075
57552Haakon County$61,250$116,600—

Nearby ZIP codes

Other ZIP codes filed under Spink County.

Adjacent ZIP Codes

Other ZIP codes in Spink County, South Dakota.

ZIP 57440 questions

Common questions about this ZIP code.

Where is ZIP code 57440?
ZIP 57440 lies mostly in Spink County, South Dakota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 57440?
South Dakota charges 4.2% statewide, plus any county, city or district rate that applies locally.
Is 57440 expensive to live in?
Median rent runs — a month, and the median home is worth $103,800 — -36% against the typical South Dakota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 57440, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.