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Minnehaha County · South Dakota

ZIP code 57103

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 57103 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
35,282

ZCTA residents

Median income
$73,945

Household, past 12 months

Median home
$244,800

Owner-occupied value

Sales tax
6.2%

Combined state + local

Quick answer

ZIP 57103 sits in Minnehaha County, South Dakota and is home to 35,282 people. Median household income is $73,945, the median home is worth $244,800 and median gross rent is $938. 67.3% of households own their home, and purchases are taxed at 6.2% combined.

County
Minnehaha County

FIPS 46099

State
South Dakota (SD)

375 ZIPs covered

Area codes
605

NANPA codes serving this area

Metro area
Sioux Falls

Rate jurisdiction used for tax

The numbers for 57103

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
35,282ZIP 57103 residents
Median household income
$73,945Past 12 months, inflation adjusted
Median home value
$244,800Owner-occupied units
Median gross rent
$938Rent plus utilities, monthly
Median age
37.1 yrsAll residents
Homeownership rate
67.3%Owner-occupied households

ZIP 57103 in context

How this area compares with national benchmarks.

ZIP 57103 is a small city in Minnehaha County, South Dakota, with 35,282 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #4 of 375 ranked by population — larger than 99% of them. The median age here is 37.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 57103 earn a median of $73,945 a year, 5.8% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 12% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 57103 is valued at $244,800, 19.3% below the national figure, while median gross rent runs $938 a month, 33.3% below the national figure, or roughly $11,256 across a full year. A household on the local median income would put about 15.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 67.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 57103 in context

How 57103 sits inside Minnehaha County and South Dakota.

ZIP 57103 is tabulated inside Minnehaha County, South Dakota, one of 19 ZIP areas the Census publishes for that county and 375 across South Dakota. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 57103 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 57103 reports a median household income of $73,945, 25% below the $98,156 county median, and 3% above the $71,607 typical SD ZIP. Owner-occupied homes are valued at a median of $244,800, 11% below the county figure and 51% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $938 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 57103 carries 6.2% at the register, assembled from the Sioux Falls jurisdiction stack: the South Dakota state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 57103 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 57103 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 57103

What a purchase inside this ZIP costs at checkout.

Rate applied
6.2%Sioux Falls jurisdiction stack
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$62Before any exemptions

This ZIP falls inside the Sioux Falls rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$1,270/mo20% down, 30-yr at 6.75%
Poverty rate
12%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 57103 compares

ZIP 57103 against the median ZIP in Minnehaha County and across South Dakota.

MeasureZIP 57103County medianState medianvs state
Median household income$73,945$98,156$71,607+3%
Median home value$244,800$273,800$162,500+51%
Median gross rent$938$956$740+27%
Population35,2822,617605+5732%

Medians are computed across the 19 ZIP areas in Minnehaha County and the 375 ZIP areas in South Dakota.

Statewide rank

Where this ZIP places among all 375 South Dakota ZIP areas.

Income

richer than 56% of 347 state ZIPs

#151
Home value

above 80% of 317 state ZIPs

#63
Population

larger than 99% of 375 state ZIPs

#4

Comparable ZIP codes

South Dakota ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
57071Brookings County$73,995$243,900$1,026
57105Minnehaha County$74,066$247,900$956
57241Hamlin County$73,750$136,500$756
57043Turner County$73,555$198,000$821
57620Perkins County$73,500$92,100$943
57031Yankton County$73,487$138,000$533

Nearby ZIP codes

Other ZIP codes filed under Minnehaha County.

Adjacent ZIP Codes

Other ZIP codes in Minnehaha County, South Dakota.

ZIP 57103 questions

Common questions about this ZIP code.

Where is ZIP code 57103?
ZIP 57103 lies mostly in Minnehaha County, South Dakota. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 57103?
Purchases are taxed at 6.2% combined, built from the Sioux Falls jurisdiction stack.
Is 57103 expensive to live in?
Median rent runs $938 a month, about 15% of median household income, and the median home is worth $244,800 — +51% against the typical South Dakota ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 57103, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.