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Georgetown County · South Carolina

ZIP code 29440

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 29440 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
26,419

ZCTA residents

Median income
$54,926

Household, past 12 months

Median home
$160,400

Owner-occupied value

Sales tax
6%

South Carolina state rate

Quick answer

ZIP 29440 sits in Georgetown County, South Carolina and is home to 26,419 people. Median household income is $54,926, the median home is worth $160,400 and median gross rent is $912. 81.7% of households own their home, and purchases are taxed at 6% (South Carolina state rate).

County
Georgetown County

FIPS 45043

State
South Carolina (SC)

424 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 29440

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
26,419ZIP 29440 residents
Median household income
$54,926Past 12 months, inflation adjusted
Median home value
$160,400Owner-occupied units
Median gross rent
$912Rent plus utilities, monthly
Median age
45.9 yrsAll residents
Homeownership rate
81.7%Owner-occupied households

ZIP 29440 in context

How this area compares with national benchmarks.

ZIP 29440 is a small city in Georgetown County, South Carolina, with 26,419 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #71 of 424 ranked by population — larger than 83% of them. The median age here is 45.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 29440 earn a median of $54,926 a year, 30.1% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 16.2% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 29440 is valued at $160,400, 47.1% below the national figure, while median gross rent runs $912 a month, 35.1% below the national figure, or roughly $10,944 across a full year. A household on the local median income would put about 19.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 81.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 29440 in context

How 29440 sits inside Georgetown County and South Carolina.

ZIP 29440 is tabulated inside Georgetown County, South Carolina, one of 3 ZIP areas the Census publishes for that county and 424 across South Carolina. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 29440 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 29440 reports a median household income of $54,926, close to the $54,926 county median, and 4% below the $57,227 typical SC ZIP. Owner-occupied homes are valued at a median of $160,400, close to the county figure and 4% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $912 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

South Carolina charges 6% statewide, and local governments overlapping 29440 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 29440 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 29440

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

South Carolina levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$832/mo20% down, 30-yr at 6.75%
Poverty rate
16.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 29440 compares

ZIP 29440 against the median ZIP in Georgetown County and across South Carolina.

MeasureZIP 29440County medianState medianvs state
Median household income$54,926$54,926$57,227-4%
Median home value$160,400$160,400$166,650-4%
Median gross rent$912$986$930-2%
Population26,41917,3465,352+394%

Medians are computed across the 3 ZIP areas in Georgetown County and the 424 ZIP areas in South Carolina.

Statewide rank

Where this ZIP places among all 424 South Carolina ZIP areas.

Income

richer than 44% of 386 state ZIPs

#218
Home value

above 46% of 380 state ZIPs

#205
Population

larger than 83% of 424 state ZIPs

#71

Comparable ZIP codes

South Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
29801Aiken County$55,032$163,900$1,070
29626Anderson County$55,063$161,800$871
29620Abbeville County$54,784$179,800$592
29581Horry County$54,609$98,300$819
29104Lee County$54,583$108,000$840
29405Charleston County$54,566$266,200$1,196

Nearby ZIP codes

Other ZIP codes filed under Georgetown County.

Adjacent ZIP Codes

Other ZIP codes in Georgetown County, South Carolina.

ZIP 29440 questions

Common questions about this ZIP code.

Where is ZIP code 29440?
ZIP 29440 lies mostly in Georgetown County, South Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 29440?
South Carolina charges 6% statewide, plus any county, city or district rate that applies locally.
Is 29440 expensive to live in?
Median rent runs $912 a month, about 20% of median household income, and the median home is worth $160,400 — -4% against the typical South Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 29440, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.