ZIP code 29438

ZIP 29438 is a small town in Charleston County, South Carolina, with 2,659 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #277 of 424 ranked by population — larger than 34% of them. The median age here is 62.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 29438 earn a median of $77,386 a year, 1.5% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 8.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 29438 is valued at $556,300, 83.4% above the national figure, while median gross rent runs $1,019 a month, 27.5% below the national figure, or roughly $12,228 across a full year. A household on the local median income would put about 15.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 7.2×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 89.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 7.2× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 62.8 puts ZIP 29438 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 29438 is tabulated inside Charleston County, South Carolina, one of 26 ZIP areas the Census publishes for that county and 424 across South Carolina. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 29438 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 29438 reports a median household income of $77,386, 8% below the $84,531 county median, and 35% above the $57,227 typical SC ZIP. Owner-occupied homes are valued at a median of $556,300, 24% above the county figure and 234% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,019 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

South Carolina charges 6% statewide, and local governments overlapping 29438 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 29438 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.