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Providence County · Rhode Island

ZIP code 02906

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 02906 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
26,327

ZCTA residents

Median income
$102,796

Household, past 12 months

Median home
$582,700

Owner-occupied value

Sales tax
7%

Combined state + local

Quick answer

ZIP 02906 sits in Providence County, Rhode Island and is home to 26,327 people. Median household income is $102,796, the median home is worth $582,700 and median gross rent is $1,729. 50.1% of households own their home, and purchases are taxed at 7% combined.

County
Providence County

FIPS 44007

State
Rhode Island (RI)

81 ZIPs covered

Area codes
401, 508, 774

NANPA codes serving this area

Metro area
Providence

Rate jurisdiction used for tax

The numbers for 02906

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
26,327ZIP 02906 residents
Median household income
$102,796Past 12 months, inflation adjusted
Median home value
$582,700Owner-occupied units
Median gross rent
$1,729Rent plus utilities, monthly
Median age
35.8 yrsAll residents
Homeownership rate
50.1%Owner-occupied households

ZIP 02906 in context

How this area compares with national benchmarks.

ZIP 02906 is a small city in Providence County, Rhode Island, with 26,327 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #15 of 81 ranked by population — larger than 82% of them. The median age here is 35.8 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 02906 earn a median of $102,796 a year, 30.9% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 12.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 02906 is valued at $582,700, 92.1% above the national figure, while median gross rent runs $1,729 a month, 23% above the national figure, or roughly $20,748 across a full year. A household on the local median income would put about 20.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.7×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 50.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 02906 in context

How 02906 sits inside Providence County and Rhode Island.

ZIP 02906 is tabulated inside Providence County, Rhode Island, one of 42 ZIP areas the Census publishes for that county and 81 across Rhode Island. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 02906 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 02906 reports a median household income of $102,796, 13% above the $91,287 county median, and 5% above the $97,650 typical RI ZIP. Owner-occupied homes are valued at a median of $582,700, 75% above the county figure and 54% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,729 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 02906 carries 7% at the register, assembled from the Providence jurisdiction stack: the Rhode Island state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 02906 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 02906 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 02906

What a purchase inside this ZIP costs at checkout.

Rate applied
7%Providence jurisdiction stack
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

This ZIP falls inside the Providence rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
5.7×Home value ÷ household income
Est. mortgage
$3,024/mo20% down, 30-yr at 6.75%
Poverty rate
12.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 02906 compares

ZIP 02906 against the median ZIP in Providence County and across Rhode Island.

MeasureZIP 02906County medianState medianvs state
Median household income$102,796$91,287$97,650+5%
Median home value$582,700$332,200$378,000+54%
Median gross rent$1,729$1,267$1,282+35%
Population26,32711,9968,095+225%

Medians are computed across the 42 ZIP areas in Providence County and the 81 ZIP areas in Rhode Island.

Statewide rank

Where this ZIP places among all 81 Rhode Island ZIP areas.

Income

richer than 58% of 71 state ZIPs

#30
Home value

above 89% of 72 state ZIPs

#8
Population

larger than 81% of 81 state ZIPs

#15

Comparable ZIP codes

Rhode Island ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
02813Washington County$103,147$467,700$1,499
02804Washington County$101,392$303,000$1,318
02832Washington County$101,225$391,100$1,114
02839Providence County$100,906$321,400$1,402
02878Newport County$99,542$367,400$1,228
02917Providence County$106,772$416,100$988

Nearby ZIP codes

Other ZIP codes filed under Providence County.

Adjacent ZIP Codes

Other ZIP codes in Providence County, Rhode Island.

ZIP 02906 questions

Common questions about this ZIP code.

Where is ZIP code 02906?
ZIP 02906 lies mostly in Providence County, Rhode Island. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 02906?
Purchases are taxed at 7% combined, built from the Providence jurisdiction stack.
Is 02906 expensive to live in?
Median rent runs $1,729 a month, about 20% of median household income, and the median home is worth $582,700 — +54% against the typical Rhode Island ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 02906, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.