ZIP code 02813

ZIP 02813 is a mid-size town in Washington County, Rhode Island, with 8,017 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #42 of 81 ranked by population — larger than 48% of them. The median age here is 53 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 02813 earn a median of $103,147 a year, 31.3% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 6.2% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 02813 is valued at $467,700, 54.2% above the national figure, while median gross rent runs $1,499 a month, 6.6% above the national figure, or roughly $17,988 across a full year. A household on the local median income would put about 17.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 86.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 53 puts ZIP 02813 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 02813 is tabulated inside Washington County, Rhode Island, one of 20 ZIP areas the Census publishes for that county and 81 across Rhode Island. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 02813 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 02813 reports a median household income of $103,147, close to the $101,392 county median, and 6% above the $97,650 typical RI ZIP. Owner-occupied homes are valued at a median of $467,700, close to the county figure and 24% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,499 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Rhode Island charges 7% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 02813.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 02813 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.