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ZipNumbers

Berks County · Pennsylvania

ZIP code 19540

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 19540 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
11,705

ZCTA residents

Median income
$96,066

Household, past 12 months

Median home
$290,500

Owner-occupied value

Sales tax
6%

Pennsylvania state rate

Quick answer

ZIP 19540 sits in Berks County, Pennsylvania and is home to 11,705 people. Median household income is $96,066, the median home is worth $290,500 and median gross rent is $999. 81.5% of households own their home, and purchases are taxed at 6% (Pennsylvania state rate).

County
Berks County

FIPS 42011

State
Pennsylvania (PA)

1,833 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 19540

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
11,705ZIP 19540 residents
Median household income
$96,066Past 12 months, inflation adjusted
Median home value
$290,500Owner-occupied units
Median gross rent
$999Rent plus utilities, monthly
Median age
41.3 yrsAll residents
Homeownership rate
81.5%Owner-occupied households

Sales tax in 19540

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Pennsylvania levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$1,507/mo20% down, 30-yr at 6.75%
Poverty rate
5.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 19540 compares

ZIP 19540 against the median ZIP in Berks County and across Pennsylvania.

MeasureZIP 19540County medianState medianvs state
Median household income$96,066$85,775$70,000+37%
Median home value$290,500$248,800$187,400+55%
Median gross rent$999$1,149$953+5%
Population11,7055,3272,230+425%

Medians are computed across the 51 ZIP areas in Berks County and the 1833 ZIP areas in Pennsylvania.

Statewide rank

Where this ZIP places among all 1833 Pennsylvania ZIP areas.

Income

richer than 83% of 1,668 state ZIPs

#284
Home value

above 83% of 1,672 state ZIPs

#278
Population

larger than 80% of 1,833 state ZIPs

#367

Comparable ZIP codes

Pennsylvania ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
19044Montgomery County$96,189$372,900$1,434
15617Westmoreland County$96,250$123,100$789
19123Philadelphia County$95,872$544,700$1,687
18249Luzerne County$95,820$279,800$1,341
17961Schuylkill County$96,354$223,700$925
15484Fayette County$96,393

Nearby ZIP codes

Other ZIP codes filed under Berks County.

ZIP 19540 questions

Common questions about this ZIP code.

Where is ZIP code 19540?
ZIP 19540 lies mostly in Berks County, Pennsylvania. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 19540?
Pennsylvania charges 6% statewide, plus any county, city or district rate that applies locally.
Is 19540 expensive to live in?
Median rent runs $999 a month, about 12% of median household income, and the median home is worth $290,500+55% against the typical Pennsylvania ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 19540, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.