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Berks County · Pennsylvania

ZIP code 19565

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 19565 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,744

ZCTA residents

Median income
$80,881

Household, past 12 months

Median home
$262,900

Owner-occupied value

Sales tax
6%

Pennsylvania state rate

Quick answer

ZIP 19565 sits in Berks County, Pennsylvania and is home to 8,744 people. Median household income is $80,881, the median home is worth $262,900 and median gross rent is $1,283. 82.5% of households own their home, and purchases are taxed at 6% (Pennsylvania state rate).

County
Berks County

FIPS 42011

State
Pennsylvania (PA)

1,833 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 19565

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,744ZIP 19565 residents
Median household income
$80,881Past 12 months, inflation adjusted
Median home value
$262,900Owner-occupied units
Median gross rent
$1,283Rent plus utilities, monthly
Median age
45.4 yrsAll residents
Homeownership rate
82.5%Owner-occupied households

ZIP 19565 in context

How this area compares with national benchmarks.

ZIP 19565 is a mid-size town in Berks County, Pennsylvania, with 8,744 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #457 of 1,833 ranked by population — larger than 75% of them. The median age here is 45.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 19565 earn a median of $80,881 a year, 3% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 7.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 19565 is valued at $262,900, 13.3% below the national figure, while median gross rent runs $1,283 a month, 8.7% below the national figure, or roughly $15,396 across a full year. A household on the local median income would put about 19% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 82.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 19565 in context

How 19565 sits inside Berks County and Pennsylvania.

ZIP 19565 is tabulated inside Berks County, Pennsylvania, one of 51 ZIP areas the Census publishes for that county and 1,833 across Pennsylvania. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 19565 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 19565 reports a median household income of $80,881, 6% below the $85,775 county median, and 16% above the $70,000 typical PA ZIP. Owner-occupied homes are valued at a median of $262,900, 6% above the county figure and 40% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,283 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Pennsylvania charges 6% statewide, and local governments overlapping 19565 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 19565 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 19565

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Pennsylvania levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$1,364/mo20% down, 30-yr at 6.75%
Poverty rate
7.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 19565 compares

ZIP 19565 against the median ZIP in Berks County and across Pennsylvania.

MeasureZIP 19565County medianState medianvs state
Median household income$80,881$85,775$70,000+16%
Median home value$262,900$248,800$187,400+40%
Median gross rent$1,283$1,149$953+35%
Population8,7445,3272,230+292%

Medians are computed across the 51 ZIP areas in Berks County and the 1833 ZIP areas in Pennsylvania.

Statewide rank

Where this ZIP places among all 1833 Pennsylvania ZIP areas.

Income

richer than 70% of 1,668 state ZIPs

#500
Home value

above 78% of 1,672 state ZIPs

#368
Population

larger than 75% of 1,833 state ZIPs

#457

Comparable ZIP codes

Pennsylvania ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
15135Allegheny County$80,798$198,000$1,113
16235Clarion County$80,972$209,100$720
19609Berks County$80,748$222,000$1,307
15662Westmoreland County$81,053$112,600—
17315York County$81,058$222,400$1,189
17236Franklin County$81,074$250,100$986

Nearby ZIP codes

Other ZIP codes filed under Berks County.

Adjacent ZIP Codes

Other ZIP codes in Berks County, Pennsylvania.

ZIP 19565 questions

Common questions about this ZIP code.

Where is ZIP code 19565?
ZIP 19565 lies mostly in Berks County, Pennsylvania. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 19565?
Pennsylvania charges 6% statewide, plus any county, city or district rate that applies locally.
Is 19565 expensive to live in?
Median rent runs $1,283 a month, about 19% of median household income, and the median home is worth $262,900 — +40% against the typical Pennsylvania ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 19565, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.