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Grant County · Oregon

ZIP code 97848

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 97848 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
217

ZCTA residents

Median income
$58,482

Household, past 12 months

Median home
$400,000

Owner-occupied value

Sales tax
0%

Oregon state rate

Quick answer

ZIP 97848 sits in Grant County, Oregon and is home to 217 people. Median household income is $58,482, the median home is worth $400,000 and median gross rent is —. 61.1% of households own their home, and purchases are taxed at 0% (Oregon state rate).

County
Grant County

FIPS 41023

State
Oregon (OR)

428 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 97848

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
217ZIP 97848 residents
Median household income
$58,482Past 12 months, inflation adjusted
Median home value
$400,000Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
57.5 yrsAll residents
Homeownership rate
61.1%Owner-occupied households

ZIP 97848 in context

How this area compares with national benchmarks.

ZIP 97848 is a very small community in Grant County, Oregon, with 217 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #377 of 428 ranked by population — larger than 11% of them. The median age here is 57.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 97848 earn a median of $58,482 a year, 25.5% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 5.5% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 97848 is valued at $400,000, 31.8% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 6.8×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 61.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.8× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 57.5 puts ZIP 97848 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

The Census withheld gross rent for ZIP 97848 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 97848 in context

How 97848 sits inside Grant County and Oregon.

ZIP 97848 is tabulated inside Grant County, Oregon, one of 11 ZIP areas the Census publishes for that county and 428 across Oregon. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97848 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 97848 reports a median household income of $58,482, close to the $59,033 county median, and 18% below the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $400,000, 77% above the county figure and 4% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oregon charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 97848.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97848 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 97848

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Oregon levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
6.8×Home value ÷ household income
Est. mortgage
$2,076/mo20% down, 30-yr at 6.75%
Poverty rate
5.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 97848 compares

ZIP 97848 against the median ZIP in Grant County and across Oregon.

MeasureZIP 97848County medianState medianvs state
Median household income$58,482$59,033$71,485-18%
Median home value$400,000$226,300$385,100+4%
Median gross rent—$832$1,183—
Population2173482,452-91%

Medians are computed across the 11 ZIP areas in Grant County and the 428 ZIP areas in Oregon.

Statewide rank

Where this ZIP places among all 428 Oregon ZIP areas.

Income

richer than 25% of 385 state ZIPs

#289
Home value

above 53% of 379 state ZIPs

#180
Population

larger than 12% of 428 state ZIPs

#377

Comparable ZIP codes

Oregon ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
97537Jackson County$58,445$362,300$1,161
97439Lane County$58,576$364,600$1,164
97380Lincoln County$58,333$247,700$531
97467Douglas County$58,333$224,100$750
97826Umatilla County$58,676$410,300$946
97827Union County$58,750$233,000$939

Nearby ZIP codes

Other ZIP codes filed under Grant County.

Adjacent ZIP Codes

Other ZIP codes in Grant County, Oregon.

ZIP 97848 questions

Common questions about this ZIP code.

Where is ZIP code 97848?
ZIP 97848 lies mostly in Grant County, Oregon. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 97848?
Oregon charges 0% statewide.
Is 97848 expensive to live in?
Median rent runs — a month, and the median home is worth $400,000 — +4% against the typical Oregon ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 97848, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.