ZIP code 97739

ZIP 97739 is a mid-size town in Deschutes County, Oregon, with 13,178 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #113 of 428 ranked by population — larger than 73% of them. The median age here is 53.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 97739 earn a median of $56,256 a year, 28.4% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 13.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 97739 is valued at $327,500, 7.9% above the national figure, while median gross rent runs $1,144 a month, 18.6% below the national figure, or roughly $13,728 across a full year. A household on the local median income would put about 24.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.8×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 84.8% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 53.7 puts ZIP 97739 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 97739 is tabulated inside Deschutes County, Oregon, one of 9 ZIP areas the Census publishes for that county and 428 across Oregon. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97739 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 97739 reports a median household income of $56,256, 33% below the $84,067 county median, and 21% below the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $327,500, 41% below the county figure and 15% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,144 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oregon charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 97739.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97739 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.