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Lane County · Oregon

ZIP code 97402

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 97402 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
54,199

ZCTA residents

Median income
$55,743

Household, past 12 months

Median home
$330,000

Owner-occupied value

Sales tax
0%

Oregon state rate

Quick answer

ZIP 97402 sits in Lane County, Oregon and is home to 54,199 people. Median household income is $55,743, the median home is worth $330,000 and median gross rent is $1,287. 49.4% of households own their home, and purchases are taxed at 0% (Oregon state rate).

County
Lane County

FIPS 41039

State
Oregon (OR)

428 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 97402

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
54,199ZIP 97402 residents
Median household income
$55,743Past 12 months, inflation adjusted
Median home value
$330,000Owner-occupied units
Median gross rent
$1,287Rent plus utilities, monthly
Median age
36.2 yrsAll residents
Homeownership rate
49.4%Owner-occupied households

ZIP 97402 in context

How this area compares with national benchmarks.

ZIP 97402 is a small city in Lane County, Oregon, with 54,199 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #5 of 428 ranked by population — larger than 99% of them. The median age here is 36.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 97402 earn a median of $55,743 a year, 29% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 18.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 97402 is valued at $330,000, 8.8% above the national figure, while median gross rent runs $1,287 a month, 8.5% below the national figure, or roughly $15,444 across a full year. A household on the local median income would put about 27.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.9×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 49.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 97402 in context

How 97402 sits inside Lane County and Oregon.

ZIP 97402 is tabulated inside Lane County, Oregon, one of 35 ZIP areas the Census publishes for that county and 428 across Oregon. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97402 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 97402 reports a median household income of $55,743, 22% below the $71,213 county median, and 22% below the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $330,000, 15% below the county figure and 14% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,287 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oregon charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 97402.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97402 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 97402

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Oregon levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
28%Median rent ÷ median income
Price-to-income
5.9×Home value ÷ household income
Est. mortgage
$1,712/mo20% down, 30-yr at 6.75%
Poverty rate
18.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 97402 compares

ZIP 97402 against the median ZIP in Lane County and across Oregon.

MeasureZIP 97402County medianState medianvs state
Median household income$55,743$71,213$71,485-22%
Median home value$330,000$388,200$385,100-14%
Median gross rent$1,287$1,194$1,183+9%
Population54,1992,1152,452+2110%

Medians are computed across the 35 ZIP areas in Lane County and the 428 ZIP areas in Oregon.

Statewide rank

Where this ZIP places among all 428 Oregon ZIP areas.

Income

richer than 18% of 385 state ZIPs

#315
Home value

above 35% of 379 state ZIPs

#245
Population

larger than 99% of 428 state ZIPs

#5

Comparable ZIP codes

Oregon ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
97496Douglas County$55,776$236,700$1,029
97449Coos County$55,982$293,100$1,317
97739Deschutes County$56,256$327,500$1,144
97823Gilliam County$55,125$144,800$885
97901Malheur County$55,000$442,900$758
97479Douglas County$56,493$281,500$1,207

Nearby ZIP codes

Other ZIP codes filed under Lane County.

Adjacent ZIP Codes

Other ZIP codes in Lane County, Oregon.

ZIP 97402 questions

Common questions about this ZIP code.

Where is ZIP code 97402?
ZIP 97402 lies mostly in Lane County, Oregon. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 97402?
Oregon charges 0% statewide.
Is 97402 expensive to live in?
Median rent runs $1,287 a month, about 28% of median household income, and the median home is worth $330,000 — -14% against the typical Oregon ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 97402, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.