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Okfuskee County · Oklahoma

ZIP code 74859

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74859 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
5,824

ZCTA residents

Median income
$40,218

Household, past 12 months

Median home
$116,200

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74859 sits in Okfuskee County, Oklahoma and is home to 5,824 people. Median household income is $40,218, the median home is worth $116,200 and median gross rent is $686. 64.5% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Okfuskee County

FIPS 40107

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74859

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
5,824ZIP 74859 residents
Median household income
$40,218Past 12 months, inflation adjusted
Median home value
$116,200Owner-occupied units
Median gross rent
$686Rent plus utilities, monthly
Median age
39.2 yrsAll residents
Homeownership rate
64.5%Owner-occupied households

ZIP 74859 in context

How this area compares with national benchmarks.

ZIP 74859 is a mid-size town in Okfuskee County, Oklahoma, with 5,824 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #172 of 664 ranked by population — larger than 74% of them. The median age here is 39.2 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 74859 earn a median of $40,218 a year, 48.8% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 30% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 74859 is valued at $116,200, 61.7% below the national figure, while median gross rent runs $686 a month, 51.2% below the national figure, or roughly $8,232 across a full year. A household on the local median income would put about 20.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 64.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 74859 in context

How 74859 sits inside Okfuskee County and Oklahoma.

ZIP 74859 is tabulated inside Okfuskee County, Oklahoma, one of 5 ZIP areas the Census publishes for that county and 664 across Oklahoma. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 74859 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 74859 reports a median household income of $40,218, 15% below the $47,188 county median, and 30% below the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $116,200, close to the county figure and 10% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $686 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oklahoma charges 4.5% statewide, and local governments overlapping 74859 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 74859 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 74859

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$603/mo20% down, 30-yr at 6.75%
Poverty rate
30%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74859 compares

ZIP 74859 against the median ZIP in Okfuskee County and across Oklahoma.

MeasureZIP 74859County medianState medianvs state
Median household income$40,218$47,188$57,827-30%
Median home value$116,200$116,200$128,900-10%
Median gross rent$686$686$820-16%
Population5,8241,6741,633+257%

Medians are computed across the 5 ZIP areas in Okfuskee County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 8% of 631 state ZIPs

#582
Home value

above 37% of 610 state ZIPs

#383
Population

larger than 74% of 664 state ZIPs

#172

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
74571Latimer County$40,128$104,100$498
74110Tulsa County$40,116$67,700$909
74347Delaware County$39,973$93,600$825
74944Haskell County$40,481$75,900$596
74849Seminole County$39,891$95,000$708
74740McCurtain County$39,773$85,800$603

Nearby ZIP codes

Other ZIP codes filed under Okfuskee County.

Adjacent ZIP Codes

Other ZIP codes in Okfuskee County, Oklahoma.

ZIP 74859 questions

Common questions about this ZIP code.

Where is ZIP code 74859?
ZIP 74859 lies mostly in Okfuskee County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74859?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74859 expensive to live in?
Median rent runs $686 a month, about 20% of median household income, and the median home is worth $116,200 — -10% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74859, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.