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McIntosh County · Oklahoma

ZIP code 74845

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74845 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
365

ZCTA residents

Median income
$45,938

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74845 sits in McIntosh County, Oklahoma and is home to 365 people. Median household income is $45,938, the median home is worth — and median gross rent is —. 86.5% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
McIntosh County

FIPS 40091

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74845

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
365ZIP 74845 residents
Median household income
$45,938Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
36.5 yrsAll residents
Homeownership rate
86.5%Owner-occupied households

ZIP 74845 in context

How this area compares with national benchmarks.

ZIP 74845 is a very small community in McIntosh County, Oklahoma, with 365 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #533 of 664 ranked by population — larger than 19% of them. The median age here is 36.5 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 74845 earn a median of $45,938 a year, 41.5% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 20% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 74845 is valued at not published, while median gross rent runs not published a month. 86.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 365 residents, a handful of survey responses moves every median on this page. Compare ZIP 74845 against its county rather than against national figures.

The Census withheld home value, gross rent for ZIP 74845 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 74845 in context

How 74845 sits inside McIntosh County and Oklahoma.

ZIP 74845 is tabulated inside McIntosh County, Oklahoma, one of 6 ZIP areas the Census publishes for that county and 664 across Oklahoma. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 74845 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 74845 reports a median household income of $45,938, 4% below the $47,832 county median, and 21% below the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oklahoma charges 4.5% statewide, and local governments overlapping 74845 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 74845 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 74845

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
20%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74845 compares

ZIP 74845 against the median ZIP in McIntosh County and across Oklahoma.

MeasureZIP 74845County medianState medianvs state
Median household income$45,938$47,832$57,827-21%
Median home value—$102,100$128,900—
Median gross rent—$764$820—
Population3655731,633-78%

Medians are computed across the 6 ZIP areas in McIntosh County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 16% of 631 state ZIPs

#533
Home value

Not published

—
Population

larger than 20% of 664 state ZIPs

#533

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
73717Woods County$45,972$142,500$808
74930Le Flore County$45,880$108,700$681
73127Oklahoma County$46,020$139,200$926
74447Okmulgee County$45,855$101,900$801
74035Osage County$46,026$99,700$677
74343Ottawa County$46,037$136,400$783

Nearby ZIP codes

Other ZIP codes filed under McIntosh County.

Adjacent ZIP Codes

Other ZIP codes in McIntosh County, Oklahoma.

ZIP 74845 questions

Common questions about this ZIP code.

Where is ZIP code 74845?
ZIP 74845 lies mostly in McIntosh County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74845?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74845 expensive to live in?
Median rent runs — a month, and the median home is worth — — — against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74845, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.