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ZipNumbers

Garfield County · Oklahoma

ZIP code 74640

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74640 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
240

ZCTA residents

Median income
$66,875

Household, past 12 months

Median home
$90,000

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74640 sits in Garfield County, Oklahoma and is home to 240 people. Median household income is $66,875, the median home is worth $90,000 and median gross rent is . 93.1% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Garfield County

FIPS 40047

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74640

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
240ZIP 74640 residents
Median household income
$66,875Past 12 months, inflation adjusted
Median home value
$90,000Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
55.1 yrsAll residents
Homeownership rate
93.1%Owner-occupied households

Sales tax in 74640

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
1.3×Home value ÷ household income
Est. mortgage
$467/mo20% down, 30-yr at 6.75%
Poverty rate
21.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74640 compares

ZIP 74640 against the median ZIP in Garfield County and across Oklahoma.

MeasureZIP 74640County medianState medianvs state
Median household income$66,875$81,779$57,827+16%
Median home value$90,000$136,300$128,900-30%
Median gross rent$1,025$820
Population2405651,633-85%

Medians are computed across the 16 ZIP areas in Garfield County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 72% of 631 state ZIPs

#177
Home value

above 18% of 610 state ZIPs

#501
Population

larger than 14% of 664 state ZIPs

#574

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
74044Creek County$66,972$176,000$926
73529Stephens County$66,759$110,700$758
73650Roger Mills County$66,750$116,700$590
73722Alfalfa County$67,000$168,800$805
73526Jackson County$66,705$194,400$703
74522Pittsburg County$66,635$206,000

Nearby ZIP codes

Other ZIP codes filed under Garfield County.

ZIP 74640 questions

Common questions about this ZIP code.

Where is ZIP code 74640?
ZIP 74640 lies mostly in Garfield County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74640?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74640 expensive to live in?
Median rent runs a month, and the median home is worth $90,000-30% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74640, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.