
Garfield County · Oklahoma
ZIP code 73703
- Population
- 29,722
- Median income
- $74,202
- Median home
- $191,000
- Sales tax
- 4.5%
ZCTA residents
Household, past 12 months
Owner-occupied value
Oklahoma state rate
Quick answer
ZIP 73703 sits in Garfield County, Oklahoma and is home to 29,722 people. Median household income is $74,202, the median home is worth $191,000 and median gross rent is $1,039. 67.5% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).
- County
- Garfield County
- State
- Oklahoma (OK)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 40047
664 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 73703
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 29,722ZIP 73703 residents
- Median household income
- $74,202Past 12 months, inflation adjusted
- Median home value
- $191,000Owner-occupied units
- Median gross rent
- $1,039Rent plus utilities, monthly
- Median age
- 37.3 yrsAll residents
- Homeownership rate
- 67.5%Owner-occupied households
ZIP 73703 in context
How this area compares with national benchmarks.
ZIP 73703 is a small city in Garfield County, Oklahoma, with 29,722 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #28 of 664 ranked by population — larger than 95% of them. The median age here is 37.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 73703 earn a median of $74,202 a year, 5.5% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 8.4% of residents here, below the 12.4% national rate.
The typical owner-occupied home in ZIP 73703 is valued at $191,000, 37% below the national figure, while median gross rent runs $1,039 a month, 26.1% below the national figure, or roughly $12,468 across a full year. A household on the local median income would put about 16.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 67.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 73703 in context
How 73703 sits inside Garfield County and Oklahoma.
ZIP 73703 is tabulated inside Garfield County, Oklahoma, one of 16 ZIP areas the Census publishes for that county and 664 across Oklahoma. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 73703 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 73703 reports a median household income of $74,202, 9% below the $81,779 county median, and 28% above the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $191,000, 40% above the county figure and 48% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,039 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Oklahoma charges 4.5% statewide, and local governments overlapping 73703 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 73703 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 73703
What a purchase inside this ZIP costs at checkout.
Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 73703 compares
ZIP 73703 against the median ZIP in Garfield County and across Oklahoma.
| Measure | ZIP 73703 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $74,202 | $81,779 | $57,827 | +28% |
| Median home value | $191,000 | $136,300 | $128,900 | +48% |
| Median gross rent | $1,039 | $1,025 | $820 | +27% |
| Population | 29,722 | 565 | 1,633 | +1720% |
Medians are computed across the 16 ZIP areas in Garfield County and the 664 ZIP areas in Oklahoma.
Statewide rank
Where this ZIP places among all 664 Oklahoma ZIP areas.
- Income
- #123
- Home value
- #115
- Population
- #28
richer than 81% of 631 state ZIPs
above 81% of 610 state ZIPs
larger than 96% of 664 state ZIPs
Comparable ZIP codes
Oklahoma ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Garfield County.
Adjacent ZIP Codes
Other ZIP codes in Garfield County, Oklahoma.
ZIP 73703 questions
Common questions about this ZIP code.
- Where is ZIP code 73703?
- ZIP 73703 lies mostly in Garfield County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 73703?
- Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
- Is 73703 expensive to live in?
- Median rent runs $1,039 a month, about 17% of median household income, and the median home is worth $191,000 — +48% against the typical Oklahoma ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Oklahoma Tax Commission — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.