Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Cherokee County · Oklahoma

ZIP code 74471

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74471 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,499

ZCTA residents

Median income
$45,511

Household, past 12 months

Median home
$119,800

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74471 sits in Cherokee County, Oklahoma and is home to 1,499 people. Median household income is $45,511, the median home is worth $119,800 and median gross rent is $680. 83.7% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Cherokee County

FIPS 40021

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74471

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,499ZIP 74471 residents
Median household income
$45,511Past 12 months, inflation adjusted
Median home value
$119,800Owner-occupied units
Median gross rent
$680Rent plus utilities, monthly
Median age
39.8 yrsAll residents
Homeownership rate
83.7%Owner-occupied households

ZIP 74471 in context

How this area compares with national benchmarks.

ZIP 74471 is a small town in Cherokee County, Oklahoma, with 1,499 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #350 of 664 ranked by population — larger than 47% of them. The median age here is 39.8 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 74471 earn a median of $45,511 a year, 42.1% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 24.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 74471 is valued at $119,800, 60.5% below the national figure, while median gross rent runs $680 a month, 51.6% below the national figure, or roughly $8,160 across a full year. A household on the local median income would put about 17.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 83.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 74471 in context

How 74471 sits inside Cherokee County and Oklahoma.

ZIP 74471 is tabulated inside Cherokee County, Oklahoma, one of 7 ZIP areas the Census publishes for that county and 664 across Oklahoma. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 74471 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 74471 reports a median household income of $45,511, 15% below the $53,736 county median, and 21% below the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $119,800, 21% below the county figure and 7% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $680 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oklahoma charges 4.5% statewide, and local governments overlapping 74471 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 74471 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 74471

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$622/mo20% down, 30-yr at 6.75%
Poverty rate
24.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74471 compares

ZIP 74471 against the median ZIP in Cherokee County and across Oklahoma.

MeasureZIP 74471County medianState medianvs state
Median household income$45,511$53,736$57,827-21%
Median home value$119,800$151,900$128,900-7%
Median gross rent$680$797$820-17%
Population1,4991,4991,633-8%

Medians are computed across the 7 ZIP areas in Cherokee County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 14% of 631 state ZIPs

#541
Home value

above 41% of 610 state ZIPs

#360
Population

larger than 47% of 664 state ZIPs

#350

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
74075Payne County$45,540$220,900$933
73734Kingfisher County$45,481$164,800$860
74726Bryan County$45,417$150,000$871
73460Johnston County$45,365$142,400$685
74437Okmulgee County$45,283$91,800$767
74937Le Flore County$45,205$89,500$812

Nearby ZIP codes

Other ZIP codes filed under Cherokee County.

Adjacent ZIP Codes

Other ZIP codes in Cherokee County, Oklahoma.

ZIP 74471 questions

Common questions about this ZIP code.

Where is ZIP code 74471?
ZIP 74471 lies mostly in Cherokee County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74471?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74471 expensive to live in?
Median rent runs $680 a month, about 18% of median household income, and the median home is worth $119,800 — -7% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74471, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.