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Muskogee County · Oklahoma

ZIP code 74470

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74470 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,362

ZCTA residents

Median income
$64,583

Household, past 12 months

Median home
$156,000

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74470 sits in Muskogee County, Oklahoma and is home to 1,362 people. Median household income is $64,583, the median home is worth $156,000 and median gross rent is —. 75% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Muskogee County

FIPS 40101

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74470

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,362ZIP 74470 residents
Median household income
$64,583Past 12 months, inflation adjusted
Median home value
$156,000Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
46.6 yrsAll residents
Homeownership rate
75%Owner-occupied households

ZIP 74470 in context

How this area compares with national benchmarks.

ZIP 74470 is a small town in Muskogee County, Oklahoma, with 1,362 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #363 of 664 ranked by population — larger than 45% of them. The median age here is 46.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 74470 earn a median of $64,583 a year, 17.8% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 15.2% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 74470 is valued at $156,000, 48.6% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 75% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

The Census withheld gross rent for ZIP 74470 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 74470 in context

How 74470 sits inside Muskogee County and Oklahoma.

ZIP 74470 is tabulated inside Muskogee County, Oklahoma, one of 12 ZIP areas the Census publishes for that county and 664 across Oklahoma. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 74470 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 74470 reports a median household income of $64,583, 23% above the $52,663 county median, and 12% above the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $156,000, 34% above the county figure and 21% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oklahoma charges 4.5% statewide, and local governments overlapping 74470 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 74470 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 74470

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.4×Home value ÷ household income
Est. mortgage
$809/mo20% down, 30-yr at 6.75%
Poverty rate
15.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74470 compares

ZIP 74470 against the median ZIP in Muskogee County and across Oklahoma.

MeasureZIP 74470County medianState medianvs state
Median household income$64,583$52,663$57,827+12%
Median home value$156,000$116,400$128,900+21%
Median gross rent—$833$820—
Population1,3622,0851,633-17%

Medians are computed across the 12 ZIP areas in Muskogee County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 69% of 631 state ZIPs

#198
Home value

above 67% of 610 state ZIPs

#200
Population

larger than 45% of 664 state ZIPs

#363

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
73724Dewey County$64,583$98,600$750
74072Nowata County$64,531$142,000$891
74131Creek County$64,653$188,500$1,048
74066Creek County$64,351$168,300$1,000
74864Lincoln County$64,313$165,600$819
74364Delaware County$64,167$152,300$983

Nearby ZIP codes

Other ZIP codes filed under Muskogee County.

Adjacent ZIP Codes

Other ZIP codes in Muskogee County, Oklahoma.

ZIP 74470 questions

Common questions about this ZIP code.

Where is ZIP code 74470?
ZIP 74470 lies mostly in Muskogee County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74470?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74470 expensive to live in?
Median rent runs — a month, and the median home is worth $156,000 — +21% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74470, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.