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Stephens County · Oklahoma

ZIP code 73442

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 73442 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
276

ZCTA residents

Median income
$50,500

Household, past 12 months

Median home
$134,400

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 73442 sits in Stephens County, Oklahoma and is home to 276 people. Median household income is $50,500, the median home is worth $134,400 and median gross rent is $692. 85.9% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Stephens County

FIPS 40137

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 73442

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
276ZIP 73442 residents
Median household income
$50,500Past 12 months, inflation adjusted
Median home value
$134,400Owner-occupied units
Median gross rent
$692Rent plus utilities, monthly
Median age
60.3 yrsAll residents
Homeownership rate
85.9%Owner-occupied households

ZIP 73442 in context

How this area compares with national benchmarks.

ZIP 73442 is a very small community in Stephens County, Oklahoma, with 276 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #559 of 664 ranked by population — larger than 15% of them. The median age here is 60.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 73442 earn a median of $50,500 a year, 35.7% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 13.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 73442 is valued at $134,400, 55.7% below the national figure, while median gross rent runs $692 a month, 50.8% below the national figure, or roughly $8,304 across a full year. A household on the local median income would put about 16.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 85.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 60.3 puts ZIP 73442 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 276 residents, a handful of survey responses moves every median on this page. Compare ZIP 73442 against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 73442 in context

How 73442 sits inside Stephens County and Oklahoma.

ZIP 73442 is tabulated inside Stephens County, Oklahoma, one of 7 ZIP areas the Census publishes for that county and 664 across Oklahoma. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 73442 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 73442 reports a median household income of $50,500, 15% below the $59,341 county median, and 13% below the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $134,400, close to the county figure and 4% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $692 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oklahoma charges 4.5% statewide, and local governments overlapping 73442 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 73442 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 73442

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$697/mo20% down, 30-yr at 6.75%
Poverty rate
13.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 73442 compares

ZIP 73442 against the median ZIP in Stephens County and across Oklahoma.

MeasureZIP 73442County medianState medianvs state
Median household income$50,500$59,341$57,827-13%
Median home value$134,400$137,300$128,900+4%
Median gross rent$692$793$820-16%
Population2767631,633-83%

Medians are computed across the 7 ZIP areas in Stephens County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 28% of 631 state ZIPs

#452
Home value

above 54% of 610 state ZIPs

#283
Population

larger than 16% of 664 state ZIPs

#559

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
73438Carter County$50,542$70,900$845
73110Oklahoma County$50,436$119,900$1,007
74058Pawnee County$50,600$111,800$781
74370Ottawa County$50,625$134,100$589
74081Pawnee County$50,650$116,200—
74333Craig County$50,250$152,300$850

Nearby ZIP codes

Other ZIP codes filed under Stephens County.

Adjacent ZIP Codes

Other ZIP codes in Stephens County, Oklahoma.

ZIP 73442 questions

Common questions about this ZIP code.

Where is ZIP code 73442?
ZIP 73442 lies mostly in Stephens County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 73442?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 73442 expensive to live in?
Median rent runs $692 a month, about 16% of median household income, and the median home is worth $134,400 — +4% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 73442, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.