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ZipNumbers

Carter County · Oklahoma

ZIP code 73438

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 73438 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,055

ZCTA residents

Median income
$50,542

Household, past 12 months

Median home
$70,900

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 73438 sits in Carter County, Oklahoma and is home to 3,055 people. Median household income is $50,542, the median home is worth $70,900 and median gross rent is $845. 78.8% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Carter County

FIPS 40019

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 73438

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,055ZIP 73438 residents
Median household income
$50,542Past 12 months, inflation adjusted
Median home value
$70,900Owner-occupied units
Median gross rent
$845Rent plus utilities, monthly
Median age
40.8 yrsAll residents
Homeownership rate
78.8%Owner-occupied households

Sales tax in 73438

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
1.4×Home value ÷ household income
Est. mortgage
$368/mo20% down, 30-yr at 6.75%
Poverty rate
18.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 73438 compares

ZIP 73438 against the median ZIP in Carter County and across Oklahoma.

MeasureZIP 73438County medianState medianvs state
Median household income$50,542$56,372$57,827-13%
Median home value$70,900$109,100$128,900-45%
Median gross rent$845$814$820+3%
Population3,0555301,633+87%

Medians are computed across the 12 ZIP areas in Carter County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 29% of 631 state ZIPs

#451
Home value

above 7% of 610 state ZIPs

#569
Population

larger than 63% of 664 state ZIPs

#244

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
73442Stephens County$50,500$134,400$692
74058Pawnee County$50,600$111,800$781
74370Ottawa County$50,625$134,100$589
74827Hughes County$50,625$195,800$713
73110Oklahoma County$50,436$119,900$1,007
74081Pawnee County$50,650$116,200

Nearby ZIP codes

Other ZIP codes filed under Carter County.

ZIP 73438 questions

Common questions about this ZIP code.

Where is ZIP code 73438?
ZIP 73438 lies mostly in Carter County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 73438?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 73438 expensive to live in?
Median rent runs $845 a month, about 20% of median household income, and the median home is worth $70,900-45% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 73438, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.