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ZipNumbers

Montgomery County · Ohio

ZIP code 45428

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 45428 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
274

ZCTA residents

Median income

Household, past 12 months

Median home

Owner-occupied value

Sales tax
5.75%

Ohio state rate

Quick answer

ZIP 45428 sits in Montgomery County, Ohio and is home to 274 people. Median household income is , the median home is worth and median gross rent is . 0% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).

County
Montgomery County

FIPS 39113

State
Ohio (OH)

1,233 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 45428

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
274ZIP 45428 residents
Median household income
Past 12 months, inflation adjusted
Median home value
Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
73.2 yrsAll residents
Homeownership rate
0%Owner-occupied households

Sales tax in 45428

What a purchase inside this ZIP costs at checkout.

Rate applied
5.75%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$58Before any exemptions

Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
Home value ÷ household income
Est. mortgage
20% down, 30-yr at 6.75%
Poverty rate
49.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 45428 compares

ZIP 45428 against the median ZIP in Montgomery County and across Ohio.

MeasureZIP 45428County medianState medianvs state
Median household income$72,073$68,141
Median home value$163,200$167,500
Median gross rent$948$881
Population27414,4023,633-92%

Medians are computed across the 32 ZIP areas in Montgomery County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

Not published

Home value

Not published

Population

larger than 12% of 1,233 state ZIPs

#1,079

Nearby ZIP codes

Other ZIP codes filed under Montgomery County.

ZIP 45428 questions

Common questions about this ZIP code.

Where is ZIP code 45428?
ZIP 45428 lies mostly in Montgomery County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 45428?
Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
Is 45428 expensive to live in?
Median rent runs a month, and the median home is worth against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 45428, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.