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Clark County · Ohio

ZIP code 45349

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 45349 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
284

ZCTA residents

Median income
$89,375

Household, past 12 months

Median home
$145,800

Owner-occupied value

Sales tax
5.75%

Ohio state rate

Quick answer

ZIP 45349 sits in Clark County, Ohio and is home to 284 people. Median household income is $89,375, the median home is worth $145,800 and median gross rent is $1,571. 89.4% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).

County
Clark County

FIPS 39023

State
Ohio (OH)

1,233 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 45349

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
284ZIP 45349 residents
Median household income
$89,375Past 12 months, inflation adjusted
Median home value
$145,800Owner-occupied units
Median gross rent
$1,571Rent plus utilities, monthly
Median age
48.5 yrsAll residents
Homeownership rate
89.4%Owner-occupied households

ZIP 45349 in context

How this area compares with national benchmarks.

ZIP 45349 is a very small community in Clark County, Ohio, with 284 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1076 of 1,233 ranked by population — larger than 12% of them. The median age here is 48.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 45349 earn a median of $89,375 a year, 13.8% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 4.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 45349 is valued at $145,800, 51.9% below the national figure, while median gross rent runs $1,571 a month, 11.7% above the national figure, or roughly $18,852 across a full year. A household on the local median income would put about 21.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.6×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 89.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 284 residents, a handful of survey responses moves every median on this page. Compare ZIP 45349 against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 45349 in context

How 45349 sits inside Clark County and Ohio.

ZIP 45349 is tabulated inside Clark County, Ohio, one of 16 ZIP areas the Census publishes for that county and 1,233 across Ohio. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 45349 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 45349 reports a median household income of $89,375, 33% above the $67,334 county median, and 31% above the $68,141 typical OH ZIP. Owner-occupied homes are valued at a median of $145,800, 5% below the county figure and 13% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,571 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Ohio charges 5.75% statewide, and local governments overlapping 45349 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 45349 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 45349

What a purchase inside this ZIP costs at checkout.

Rate applied
5.75%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$58Before any exemptions

Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
1.6×Home value ÷ household income
Est. mortgage
$757/mo20% down, 30-yr at 6.75%
Poverty rate
4.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 45349 compares

ZIP 45349 against the median ZIP in Clark County and across Ohio.

MeasureZIP 45349County medianState medianvs state
Median household income$89,375$67,334$68,141+31%
Median home value$145,800$153,100$167,500-13%
Median gross rent$1,571$828$881+78%
Population2844,0463,633-92%

Medians are computed across the 16 ZIP areas in Clark County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

richer than 83% of 1,145 state ZIPs

#197
Home value

above 35% of 1,132 state ZIPs

#737
Population

larger than 13% of 1,233 state ZIPs

#1,076

Comparable ZIP codes

Ohio ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
45371Miami County$89,425$272,100$1,154
43028Knox County$89,543$241,300$1,090
45459Montgomery County$89,144$276,100$1,187
44843Richland County$89,139$201,300$743
45312Miami County$89,653$253,500$1,071
44067Summit County$89,082$234,800$1,242

Nearby ZIP codes

Other ZIP codes filed under Clark County.

Adjacent ZIP Codes

Other ZIP codes in Clark County, Ohio.

ZIP 45349 questions

Common questions about this ZIP code.

Where is ZIP code 45349?
ZIP 45349 lies mostly in Clark County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 45349?
Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
Is 45349 expensive to live in?
Median rent runs $1,571 a month, about 21% of median household income, and the median home is worth $145,800 — -13% against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 45349, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.