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Clark County · Ohio

ZIP code 45504

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 45504 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,654

ZCTA residents

Median income
$67,334

Household, past 12 months

Median home
$167,700

Owner-occupied value

Sales tax
5.75%

Ohio state rate

Quick answer

ZIP 45504 sits in Clark County, Ohio and is home to 16,654 people. Median household income is $67,334, the median home is worth $167,700 and median gross rent is $889. 74.1% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).

County
Clark County

FIPS 39023

State
Ohio (OH)

1,233 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 45504

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,654ZIP 45504 residents
Median household income
$67,334Past 12 months, inflation adjusted
Median home value
$167,700Owner-occupied units
Median gross rent
$889Rent plus utilities, monthly
Median age
39.3 yrsAll residents
Homeownership rate
74.1%Owner-occupied households

ZIP 45504 in context

How this area compares with national benchmarks.

ZIP 45504 is a mid-size town in Clark County, Ohio, with 16,654 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #266 of 1,233 ranked by population — larger than 78% of them. The median age here is 39.3 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 45504 earn a median of $67,334 a year, 14.3% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 9.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 45504 is valued at $167,700, 44.7% below the national figure, while median gross rent runs $889 a month, 36.8% below the national figure, or roughly $10,668 across a full year. A household on the local median income would put about 15.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.5×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 74.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 45504 in context

How 45504 sits inside Clark County and Ohio.

ZIP 45504 is tabulated inside Clark County, Ohio, one of 16 ZIP areas the Census publishes for that county and 1,233 across Ohio. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 45504 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 45504 reports a median household income of $67,334, close to the $67,334 county median, and close to the $68,141 typical OH ZIP. Owner-occupied homes are valued at a median of $167,700, 10% above the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $889 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Ohio charges 5.75% statewide, and local governments overlapping 45504 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 45504 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 45504

What a purchase inside this ZIP costs at checkout.

Rate applied
5.75%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$58Before any exemptions

Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$870/mo20% down, 30-yr at 6.75%
Poverty rate
9.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 45504 compares

ZIP 45504 against the median ZIP in Clark County and across Ohio.

MeasureZIP 45504County medianState medianvs state
Median household income$67,334$67,334$68,141-1%
Median home value$167,700$153,100$167,500even
Median gross rent$889$828$881+1%
Population16,6544,0463,633+358%

Medians are computed across the 16 ZIP areas in Clark County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

richer than 49% of 1,145 state ZIPs

#589
Home value

above 50% of 1,132 state ZIPs

#562
Population

larger than 78% of 1,233 state ZIPs

#266

Comparable ZIP codes

Ohio ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
44142Cuyahoga County$67,178$158,300$1,090
43150Fairfield County$67,500$283,100$858
43556Defiance County$67,500$164,400$760
45321Preble County$67,153$129,200$983
45877Putnam County$67,153$167,500$857
44134Cuyahoga County$67,116$153,500$1,108

Nearby ZIP codes

Other ZIP codes filed under Clark County.

Adjacent ZIP Codes

Other ZIP codes in Clark County, Ohio.

ZIP 45504 questions

Common questions about this ZIP code.

Where is ZIP code 45504?
ZIP 45504 lies mostly in Clark County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 45504?
Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
Is 45504 expensive to live in?
Median rent runs $889 a month, about 16% of median household income, and the median home is worth $167,700 — even against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 45504, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.