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ZipNumbers

Hamilton County · Ohio

ZIP code 45207

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 45207 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
7,089

ZCTA residents

Median income
$48,833

Household, past 12 months

Median home
$192,400

Owner-occupied value

Sales tax
7.85%

Combined state + local

Quick answer

ZIP 45207 sits in Hamilton County, Ohio and is home to 7,089 people. Median household income is $48,833, the median home is worth $192,400 and median gross rent is $990. 57.9% of households own their home, and purchases are taxed at 7.85% combined.

County
Hamilton County

FIPS 39061

State
Ohio (OH)

1,233 ZIPs covered

Area codes
513, 859

NANPA codes serving this area

Metro area
Cincinnati

Rate jurisdiction used for tax

The numbers for 45207

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
7,089ZIP 45207 residents
Median household income
$48,833Past 12 months, inflation adjusted
Median home value
$192,400Owner-occupied units
Median gross rent
$990Rent plus utilities, monthly
Median age
25.8 yrsAll residents
Homeownership rate
57.9%Owner-occupied households

Sales tax in 45207

What a purchase inside this ZIP costs at checkout.

Rate applied
7.85%Cincinnati jurisdiction stack
Tax on $100
$8Rounded to the dollar
Tax on $1,000
$79Before any exemptions

This ZIP falls inside the Cincinnati rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
3.9×Home value ÷ household income
Est. mortgage
$998/mo20% down, 30-yr at 6.75%
Poverty rate
20.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 45207 compares

ZIP 45207 against the median ZIP in Hamilton County and across Ohio.

MeasureZIP 45207County medianState medianvs state
Median household income$48,833$70,382$68,141-28%
Median home value$192,400$222,500$167,500+15%
Median gross rent$990$990$881+12%
Population7,08914,6423,633+95%

Medians are computed across the 54 ZIP areas in Hamilton County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

richer than 14% of 1,145 state ZIPs

#989
Home value

above 63% of 1,132 state ZIPs

#419
Population

larger than 63% of 1,233 state ZIPs

#454

Comparable ZIP codes

Ohio ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
45695Vinton County$48,787$101,800
43759Belmont County$48,750$87,500$942
44135Cuyahoga County$48,930$119,100$935
45671Scioto County$48,958
43723Guernsey County$48,656$108,600$747
45659Lawrence County$48,636$104,100$844

Nearby ZIP codes

Other ZIP codes filed under Hamilton County.

ZIP 45207 questions

Common questions about this ZIP code.

Where is ZIP code 45207?
ZIP 45207 lies mostly in Hamilton County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 45207?
Purchases are taxed at 7.85% combined, built from the Cincinnati jurisdiction stack.
Is 45207 expensive to live in?
Median rent runs $990 a month, about 24% of median household income, and the median home is worth $192,400+15% against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 45207, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.