ZIP code 45202

ZIP 45202 is a mid-size town in Hamilton County, Ohio, with 17,022 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #261 of 1,233 ranked by population — larger than 78% of them. The median age here is 32.9 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 45202 earn a median of $87,930 a year, 12% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 17.9% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 45202 is valued at $444,000, 46.3% above the national figure, while median gross rent runs $1,524 a month, 8.4% above the national figure, or roughly $18,288 across a full year. A household on the local median income would put about 20.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 23.5% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 45202 is tabulated inside Hamilton County, Ohio, one of 54 ZIP areas the Census publishes for that county and 1,233 across Ohio. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 45202 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 45202 reports a median household income of $87,930, 25% above the $70,382 county median, and 29% above the $68,141 typical OH ZIP. Owner-occupied homes are valued at a median of $444,000, 100% above the county figure and 165% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,524 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 45202 carries 7.85% at the register, assembled from the Cincinnati jurisdiction stack: the Ohio state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 45202 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 45202 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.